Raeann Zander, Financial Services Professional with Nylife Securities LLC

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Raeann Zander, Financial Services Professional with Nylife Securities LLC Financial Services Professional with NYLIFE Securities LLC. (Member FINRA/SIPC), A Licensed Insurance Agency. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs,
including, but not limited to college funding, retirement, managing costs for extended periods of
care and lifetime income strategies. Please contact me to help you fully analyze your needs and
recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be
licensed with various other independent unaffiliated insurance companies. Additionally, I am a
Registered Representative of and offer securities products & services through NYLIFE Securities
LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.

2000 44th Street South
Suite 501
Fargo, ND 58103
(701) 237-4311

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of
the experience of other customers. These testimonials are no guarantee of future performance or
success.

Looking for a little more certainty with your money?Check out this guaranteed interest rate. Contact me today!
10/27/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

Today is the day! 💍The Bridal Fantasy Wedding Show is happening TODAY! If there’s a wedding in your future, come check u...
10/25/2026

Today is the day! 💍

The Bridal Fantasy Wedding Show is happening TODAY! If there’s a wedding in your future, come check us out! Meet local vendors, gather ideas, find inspiration, and enjoy everything the show has to offer.

I’m excited to be part of the event this year and can’t wait to meet some of the couples preparing for their life ahead!

📍 Hilton Garden Inn, Fargo
⏰ VIP entrance at noon | General Admission 1–3 PM

See you there!

Many retirement plans focus on income and investments, but healthcare and extended care expenses are often overlooked. T...
10/23/2026

Many retirement plans focus on income and investments, but healthcare and extended care expenses are often overlooked. These costs can have a meaningful impact on long-term financial security.

Planning ahead may help you prepare for future healthcare-related needs and provide greater confidence in retirement. Reach out if you’d like to discuss how extended care planning fits into your overall strategy.

$13.8 million.A year ago, I don't think I fully understood what a number like that could represent.Today, I do.Over my f...
10/20/2026

$13.8 million.

A year ago, I don't think I fully understood what a number like that could represent.

Today, I do.

Over my first year in this career, I’ve helped families put $13.8 million worth of protection in place.

But life insurance isn't really about the number.

It's about the mortgage that can still be paid.

It's a child getting to stay in the home they know and the school district they're used to.

It's giving a spouse time to figure out what life looks like next without immediately having to figure out which bills get paid, what gets sold, or whether they can afford to stay.

It's protecting the plans a family was building together, even when life doesn't go according to plan.

That is the part of life insurance I wish more people understood.

Yes, there's paperwork. Yes, there are numbers. And yes, sometimes talking about the reason you need it can be uncomfortable.

But behind that piece of paper is a promise to the people you love.

One of my favorite parts of this career has become taking topics like this—things that can feel complicated, overwhelming, or easy to put off—and breaking them down in a way that actually makes sense for someone's life.

Not by telling people what they should have.

But by helping them understand what they already have, where there may be gaps, and what protecting their family's future could actually look like.

$13.8 million is a big number.

But the families behind it will always mean more to me than the number itself.

One year in, and I'm incredibly grateful for every person who has trusted me to be part of that conversation.

One week to go! 💍Wedding planning comes with a LOT of decisions, and sometimes it helps to have a bunch of ideas and res...
10/18/2026

One week to go! 💍

Wedding planning comes with a LOT of decisions, and sometimes it helps to have a bunch of ideas and resources all under one roof.

On October 25th, the Bridal Fantasy Wedding Show will bring together local vendors and resources for couples at all different stages of planning. I’m excited to be joining them this year and getting to be a small part of such an exciting season of life!

📅 October 25th
📍 Hilton Garden Inn, Fargo
⏰ VIP entrance at noon | General Admission 1–3 PM

The irony for many high earners isn't that they've ignored their finances—it's that they've been meticulous about everyt...
10/17/2026

The irony for many high earners isn't that they've ignored their finances—it's that they've been meticulous about everything except the source.
The investments are diversified. The estate plan is drafted. The insurance covers the house, the car, the valuables. But if their income stopped because of a covered disability event, how long would any of it hold?
That's the question many financial plans do not ask. It's worth finding out whether yours has an answer.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches m...
10/15/2026

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches may surprise you.

This Kiplinger article looks at how several well-known people think about passing wealth to the next generation, and raises an interesting question: What do you want the wealth you’ve built to do for the people you care about?

Check out the article here:

https://bit.ly/4B87GWO

If it gets you thinking about your own plans, send me a message.

Caregiving can begin with small acts of support and concern for someone you love. Recognizing the role early may make it...
10/14/2026

Caregiving can begin with small acts of support and concern for someone you love. Recognizing the role early may make it easier for families to discuss long-term care preferences, responsibilities, and support before needs become more urgent.
https://bit.ly/4B7LPP0

Address

2000 44th Street S, STE 501
Fargo, ND
58103

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17016400947

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