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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

DEAJ Insurance and Investments Consulting

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United States
Flower Mound, TX
DEAJ Insurance and Investments Consulting

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Dominic Javier, sole proprietor, (dba) DEAJ Insurance and Investments Consulting, is the principal of the insurance firm.

The firm was established in October 2024 in the State of Texas, USA.

10/29/2026

Flower Mound and DFW, if you are reviewing your insurance, I can help. I am Dominic Javier, an independent insurance broker in Texas, and I work with Life, Disability and Long-Term Care insurance, ACA and Medicare Supplement plans, Business Owner Policies (BOP), Auto (personal and commercial), Home, Flood and Pet insurance.

ACA Open Enrollment starts November 1.

Call me at (469) 265-1033 or message this Page for a free review. Details are on the flyer and at deajconsulting.com.

10/27/2026

So excited to have over 80 businesses joining this Monday morning for the LISD Career Exploration Fair. Proud of DEAJ group of companies participate: DEAJ Investments LLC, DEAJ Insurance and Investments Consulting and DEAJ Oil and Gas Consulting.

10/26/2026

Small business owners: three coverages to check
If you run a small business in Texas, these are the three coverages I check first: Business Owner's Policy (BOP) — bundles business property and general liability in one policy, usually the practical starting point for a small operation. General liability — covers claims such as a customer injury at your premises or damage to someone else's property. Workers compensation — covers work-related injury or illness for your employees. Texas rules differ from most states, so what you carry — or choose not to carry — should be a deliberate decision, not a default. Gaps usually hide in the details: a lease that requires coverage you do not have, equipment that has grown past your limits, or work you now do that your policy never described. The offer: a paid risk and insurance review at $400/hr — I review what you carry, flag the gaps and overlaps, and give you a written list of what to fix, keep, or drop. You take that list to any agent you choose. To book, call or message 469-265-1033. Texas businesses only.

10/26/2026

Life insurance and final expense — the basics
Two questions decide most life insurance purchases: how much, and for how long? Term life covers a set period — for example, the years your mortgage, your children's schooling, or your working life still have to run. It is usually the lowest-cost way to carry a larger amount of coverage during those years. Permanent life lasts as long as premiums are paid and can build cash value over time, at a higher premium. Final expense insurance is different again: a smaller permanent policy, sized to cover funeral costs and final bills so those expenses do not fall on your family. Amounts are modest, applications are usually simpler, and it is often the practical choice later in life. There is no single right answer — there is a right size and a right type for your family and your budget. Not sure what you have, or what you need? Book a free coverage review: call or message 469-265-1033. Texas residents only.

10/26/2026

ACA Open Enrollment starts November 1
Texas: Open Enrollment for 2027 health coverage runs November 1, 2026 through January 15, 2027 on the ACA Marketplace. Many Texans qualify for subsidies that lower the monthly premium — sometimes by a lot — based on income and household size. You will not know what you qualify for until your actual information is entered, so do not guess based on a neighbor's price. A few practical points: enroll by mid-December for coverage that starts January 1; if your job coverage is ending, too expensive, or you have been buying direct, this is the window to compare; and help enrolling is free. I am a licensed Texas insurance broker in Flower Mound, and I can walk you through your options at no cost to you. Book a free coverage review: call or message 469-265-1033. Texas residents only.

06/25/2026

Better Dental Health Starts Today—No Waiting Periods!

Your smile is part of your overall well-being. Don't wait to get the care you need. With DentalWise, you can access coverage for routine exams, cleanings, and major services like crowns and root canals as soon as your policy is effective.

No waiting periods for preventive, basic, and most major services.
Access to the extensive UnitedHealthcare network.
Budget-friendly, guaranteed issue coverage for ages 18-99.

Ask me!

06/21/2026

👉 Unexpected accidents shouldn’t lead to unexpected financial burdens. Protect your savings with Accident ExpenseGuard—offering renewable coverage up to age 70, no network restrictions, and cash benefits paid directly to you.

06/18/2026

Why "I'm not in a flood zone" is a risky gamble. 🚫🌊

I look at safety through the lens of probability and impact. Here is a startling reality: 25% of all flood losses happen outside of designated high-risk areas.

Many property owners assume their standard homeowners or renters insurance covers water damage, but it typically does not. Consider these numbers:

During a standard 30-year mortgage, a property in a 100-year floodplain is 27 times more likely to experience a flood than a fire.

Just one inch of water can easily cause upwards of $20,000 in property damage.

Standard NFIP policies have a 30-day waiting period before taking effect, so the time to review your coverage is before the storm is on the horizon.

06/05/2026

Why AHIP Certification is Necessary (Beyond a State License). While a valid Life, Health, and HMO (LHD&HMO) license is a state-level requirement that authorizes you to sell insurance, it does not specifically cover the complex federal regulations of Medicare. AHIP (American Health Insurance Plan) certification is necessary for several reasons:

CMS Compliance: The Centers for Medicare & Medicaid Services (CMS) require that all Medicare Advantage (Part C) and Prescription Drug Plan (Part D) sponsors ensure their agents are trained and tested annually on Medicare rules.

Federal Program Knowledge: Medicare is a federal program with specific marketing, enrollment, and compliance rules that differ from standard commercial health insurance. AHIP proves you understand these federal mandates.

Carrier Requirement: Most health insurance carriers will not contract with or pay commissions to an agent who does not have a current AHIP certification, as it serves as the industry "gold standard" for satisfying CMS training requirements.

05/22/2026

Learn more on MEDICARE and MEDICAID

Address

3404 Spring Meadow Lane
Flower Mound, TX
75028

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://deajconsulting.com/

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