Affinity Capital, L.P.

Affinity Capital, L.P. Affinity Capital was formed in Houston, Texas in 1995 as a Registered Investment Advisor dedicated t Affinity Capital, L.P. In 1995, A.

was formed in 1995 as a Registered Investment Advisor to provide wealth management services. We are very involved in all aspects of our clients' lives, from retirement planning to estate and tax issues. We sit at the table with legal, banking, accounting and other experts to assist in creating personal strategies for each client. Ann Miller began her career as an Investment Advisor at several major firms and as a Vice-President of Investments. Miller Investment Advisors, now Affinity Capital, was formed as a Registered Investment Advisor to provide fee-based asset management services for individuals and corporations. Ann is an appointed arbitrator for the Financial Industry Regulation Authority (FINRA). The firm does pro bono work for several nonprofit organizations. Ann is a former chairman of the National Association of Active Investment Managers (NAAIM). She is on the Advisory Board of the Leadership Houston Endowment and the board of The Houston Museum of Health and Medical Science, serving on the Executive, Governance, and Finance Committees; and is actively involved in community and charitable groups. Ann is a graduate of The University of Texas at Austin. Richard Miller has a 29-year background of business and finance experience, with work and continuing education that includes investment and portfolio management, retirement planning, life insurance, corporate retirement plans and non-profit management. He is a frequent public speaker. He is serving in his fifth year as President of The 100 Club of San Antonio. He is a board member of the Alamo Area D.A.R.E. He serves as an advisor for three Boy Scout Patrols in Alamo Heights and is a 2016 chair for the Alamo Area Council of Boy Scouts Patriot of the Year Luncheon. Richard has served on the Administrative Board of Alamo Heights United Methodist Church, and serves on the Church Junior High Advisory Council and the Church Scholarship Committee. Richard is a Navy veteran and is married to Heather, and they have five boys!

Rate expectations can move quickly. A well-built financial plan should not.Changes in interest rates can affect cash, bo...
09/15/2026

Rate expectations can move quickly. A well-built financial plan should not.

Changes in interest rates can affect cash, bonds, borrowing costs, and the stock market—but reacting to every forecast can pull investors away from their long-term strategy.

Our latest market comment looks at where rates matter and why portfolio decisions should begin with your financial life, not the latest headline.

Read more at the link in our bio.

Twenty-five years later, we remember the lives lost on September 11, 2001, honor the heroes who responded, and reflect o...
09/11/2026

Twenty-five years later, we remember the lives lost on September 11, 2001, honor the heroes who responded, and reflect on the strength and unity shown in the days that followed.

We remember. We honor. We will never forget.

The Federal Reserve has once again left interest rates unchanged, reflecting an economy that continues to show resilienc...
07/30/2026

The Federal Reserve has once again left interest rates unchanged, reflecting an economy that continues to show resilience even as growth moderates.

While headlines often focus on the Fed's latest decision, successful investing isn't built around predicting every policy move—it's built on maintaining a disciplined, long-term strategy through changing market conditions.

Our latest market commentary explores:
• Why the Fed chose to pause
• What recent economic data is telling us
• Why staying focused on your long-term financial goals remains as important as ever

Read the full article here: https://www.affinity-cap.com/the-fed-holds-rates-what-it-means-for-investors

This week: oil spiked, tech rebounded, and markets proved once again that headlines and fundamentals don't always move t...
07/09/2026

This week: oil spiked, tech rebounded, and markets proved once again that headlines and fundamentals don't always move together. 📈

Our full weekly market breakdown is up on the blog — link in bio.

As we celebrate the Fourth of July and the incredible legacy of freedom and independence that defines this nation, we wa...
07/03/2026

As we celebrate the Fourth of July and the incredible legacy of freedom and independence that defines this nation, we wanted to take a moment to extend warm wishes to you and your family.

Two hundred and fifty years of liberty is worth celebrating with everything you have got. Whether that means fireworks, family, or a mouth-watering backyard cookout, we hope you have a patriotic and joyful celebration.

Happy Fourth of July!

Markets continue to balance encouraging economic data with global uncertainty.Here's what's driving the conversation:✔️ ...
06/25/2026

Markets continue to balance encouraging economic data with global uncertainty.

Here's what's driving the conversation:
✔️ Inflation continues to show signs of easing.
✔️ Artificial intelligence remains a major market theme.
✔️ Geopolitical events continue to influence investor sentiment.

Remember: Headlines may move markets in the short term, but a thoughtful, long-term investment strategy is designed to weather changing conditions.

Read our latest comment at the link in our bio.

Questions about your financial plan? We're always here to help.

Markets hit all-time highs to close May — but June is bringing a new set of questions. Are you prepared for what comes n...
06/01/2026

Markets hit all-time highs to close May — but June is bringing a new set of questions. Are you prepared for what comes next? 👉 Link in bio.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Wishing you a respectful and meaningful Memorial Day.

Two households retire with identical balances and identical long-term returns.One runs out of money. The other remains w...
04/29/2026

Two households retire with identical balances and identical long-term returns.

One runs out of money. The other remains wealthy for life.

The only difference is the order in which good and bad years happened to fall.

That is sequence of returns risk, and the work to manage it begins five to ten years before retirement.

Read the full article here: https://www.affinity-cap.com/the-order-of-returns

The headlines are loud right now. The Middle East. Trade tensions. Political uncertainty. Inflation questions with no cl...
03/26/2026

The headlines are loud right now. The Middle East. Trade tensions. Political uncertainty. Inflation questions with no clean answers.

But loud doesn't mean you should react.

We shared our current thinking on what's happening in markets, what it means for inflation, and how we're positioning client portfolios through it. Worth a read if you've been wondering whether now is the time to make a move.

Spoiler: it probably isn't. But context matters.

🔗 https://www.affinity-cap.com/what-a-noisy-world-means-for-your-portfolio

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2929 Allen Parkway, Suite 200
Houston, TX
77019

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