Karla Wienhold, Mortgage Loan Officer NMLS #1381276

Karla Wienhold,  Mortgage Loan Officer NMLS #1381276 Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Karla Wienhold - NMLS #1381276, Licensed in MD.

Local loan officers providing expert home-buying guidance from application to closing. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Director of Training & Development and Loan Originator at Direct Mortgage Loans. After 23 years in education, I brought my love of teaching to the mortgage world, where I now support clients and colleagues with care and expertise. Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

Helping first time buyers find the right home is about more than showing listings. It is about asking the right question...
09/17/2026

Helping first time buyers find the right home is about more than showing listings. It is about asking the right questions, creating clarity and giving buyers the confidence to make the decision that feels right for them. 🏡🧡

Realtors, your guidance matters. And when you have a strong lending partner beside you, you can help your buyers move from overwhelmed to ready.

Go Local. Go Direct.

September Savings Tip!💵Adding even a small extra payment to your mortgage each month can reduce your interest and save y...
09/17/2026

September Savings Tip!💵Adding even a small extra payment to your mortgage each month can reduce your interest and save you thousands over the life of your loan.

With a DSCR loan, the focus is on the property’s ability to generate rental income rather than your personal income. Tha...
09/14/2026

With a DSCR loan, the focus is on the property’s ability to generate rental income rather than your personal income. That can make financing an investment property a different conversation than a traditional mortgage.

Ready to explore your options? Talk to your DML loan professional and see if a DSCR loan could be the right fit for your investment strategy.

Your investment. Your loan. Go Direct.

From the first conversation to the closing table, we get to help turn big dreams into real front doors. I’m thankful for...
09/14/2026

From the first conversation to the closing table, we get to help turn big dreams into real front doors. I’m thankful for the amazing people I get to work alongside, the industry relationships I’ve built, and most of all, the clients who trust me to be part of such an important chapter in their lives. ❤️

Today, we pause to honor the lives lost, the heroes who answered the call, and the resilience of our nation. We will nev...
09/11/2026

Today, we pause to honor the lives lost, the heroes who answered the call, and the resilience of our nation. We will never forget. 🧡

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly inco...
09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

🇺🇸 Happy Labor Day from DML! 🇺🇸Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy ...
09/07/2026

🇺🇸 Happy Labor Day from DML! 🇺🇸

Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy the long weekend!

Behind every great review is a client who trusted us with an important part of their journey. My teams and I are so than...
09/04/2026

Behind every great review is a client who trusted us with an important part of their journey. My teams and I are so thankful for the kind words, the trust, and the opportunity to help make the process a little easier.


📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.A quick conversation with your lending partner can make...
09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and...
09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

Address

11011 McCormick Road
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14104582882

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