11/02/2026
📱 Term of the Week: SIM Swapping
Simply Put:
SIM swapping is when a criminal poses as you to your phone carrier and gets your number moved to a SIM card they control. A SIM card is the small chip that ties a phone number to a device. Once the number moves, your calls and text messages go to the criminal’s phone.
⚠️ Why it Matters:
Many accounts send a verification code by text message, and whoever holds your number receives it. That code can reset a password or approve a login. Ask your carrier whether it offers a number lock or transfer PIN, and use an authenticator app instead of text codes where a service allows it.
How We Protect Clients:
🔹 Set up multi-factor authentication with an authenticator app where a service supports it, so codes do not travel by text message
🔹 Document account recovery details and manage passwords in one place, so a phone number is not the only way back into an account
🔹 Review which business accounts rely on text message codes and flag the ones worth changing
This week, call your phone carrier and ask what protection it offers against number transfers.