Deborah Winters Chaney, The Realty Partnership, LLC

11/07/2026

11/07/2026

Open House tomorrow!

You have been invited to an Open House at 2014 Orchard Spring Drive, Pearland, TX 77581, on 11/7/2026 - Saturday at 11:00 AM.

11/05/2026

What if you could buy the home you want today and save hundreds of dollars on your monthly mortgage payment during the first two years? A 2/1 buydown could make that possible.Here's how it works:Year 1: Your interest rate is reduced by 2 percentage points.Year 2: Your rate is reduced by 1 percentage point.Year 3 onward: You pay the original note rate.For example, with a 6.5% mortgage rate, your payments would initially be calculated at 4.5%, then 5.5%, before returning to 6.5%.The temporary savings are funded upfront, sometimes through a seller or builder concession. You must still qualify at the full note rate.Contact me and I'll give you the details for the price of the home you want, including estimated monthly savings and how a 2/1 buydown might work for you.

Learn more at https://BetterHomeowners.com/DeborahWintersChaney/2026/11/05/Save-Hundreds-on-Your-Payment

Deborah Winters Chaney, Realtor/Partner
I never forget, "I work for YOU!"
(281) 224-7800
www.DeborahWintersChaney.com
[email protected]

11/04/2026

Buyers may have more negotiating power today than they realize. The opportunity isn't limited to offering less than the asking price; closing cost assistance, rate buydowns, repairs, credits, and favorable terms can sometimes be worth even more. The key is knowing the seller's motivation and deciding what matters most to you before making an offer. If you're thinking about buying, contact me and let's develop a negotiating strategy before you find the home you want.

Deborah Winters Chaney, Realtor/Partner
I never forget, "I work for YOU!"
(281) 224-7800
www.DeborahWintersChaney.com
[email protected]

Today's changing market is giving many buyers more negotiating power, but getting the best deal requires knowing what to ask for and which terms may provide the greatest benefit.

11/03/2026

Retirement often changes more than your work schedule; it can change what you need from your home. Should you move before retiring while employment income may make financing easier, or wait until you better understand your retirement lifestyle? The answer depends on your equity, expenses, future income, location, and long-term housing needs. If retirement is approaching, this is a good time to explore your options before you have to make a decision. I'd be happy to help you evaluate what your current home is worth and discuss the housing choices that could fit your next chapter.

Learn more at https://BetterHomeowners.com/DeborahWintersChaney/2026/11/03/I-m-Retiring-Soon-Should-I-Move-Before-or-After-Retirement

10/29/2026

Some excellent tips here!

10/29/2026

Many buyers plan to wait for lower interest rates, but that strategy can backfire. Rising inflation, increasing home prices, and climbing rents can easily outweigh any potential savings from a future rate drop. And if rates do fall, competition is likely to surge as more buyers flood the market—making it harder to find the right home.If you're considering a move, now is the time to explore your options. Let's talk about your best path forward.

Learn more at https://BetterHomeowners.com/DeborahWintersChaney/2026/10/29/Waiting-for-rates-to-drop-could-cost-you-more-in-the-long-run

Deborah Winters Chaney, Realtor/Partner
I never forget, "I work for YOU!"
(281) 224-7800
www.DeborahWintersChaney.com
[email protected]

10/28/2026

Many homeowners have built significant equity over the past several years but aren't sure of the best way to access it when needed. A HELOC and a cash-out refinance each have advantages depending on your goals, current mortgage rate, and financial situation. Before making a decision, it's worth understanding how each option works and the long-term impact it could have on your finances. If you'd like to discuss your home's current value and available equity, I'd be happy to help.

Deborah Winters Chaney, Realtor/Partner
I never forget, "I work for YOU!"
(281) 224-7800
www.DeborahWintersChaney.com
[email protected]

A HELOC and a cash-out refinance can both unlock home equity, but understanding how each works can help homeowners choose the option that best fits their financial goals.

10/27/2026

Helping an adult child buy their first home doesn't necessarily mean writing a huge check. Parents may be able to help with a down payment, closing costs, a gift of equity, co-signing, or simply helping their child understand financing and make better decisions. The right approach depends on both generations' financial situations, and protecting the parents' financial security should remain a priority. If homeownership is a goal for someone in your family, let's talk about the different ways you may be able to help and which options are worth exploring.

Learn more at https://BetterHomeowners.com/DeborahWintersChaney/2026/10/27/Helping-Your-Adult-Children-Become-Homeowners

10/24/2026

These look delicious!