11/06/2026
I am sure you have seen the headlines:
Zillow says it could cover your down payment. 👀
0% interest. No monthly payments. Forgiven after five years.
Sounds like a pretty sweet deal. So what's the catch?
It’s actually a second mortgage, it’s only for FHA loans, and you have to use Zillow Home Loans to get it. If you sell, refinance or move out before those five years are up, you’ll owe the entire amount back. Forgiveness also requires living in the home and making your mortgage payments on time.
Is it a bad program? Not necessarily. But is it your BEST option? That's what we'd want to find out before you sign anything.
We've got trusted lenders who can help you compare the numbers, not just the headlines.
Tina Stuckey | TLC Realty Professionals
📱 Cell: 260-452-8556
📞 Office: 260-376-1041