Truth In Equity

05/28/2026

This works. Everytime. All the time.
Formula Applied
T_payoff ≈ B₀ ÷ (PMT_principal + S − LOC_LIMIT × r_L)
B₀ = $414,234.00 (current mortgage balance)
S = $2,770.90/mo (income − living − mortgage payment)
r_L = 0.66667%/mo (8.00% ÷ 12)
Credit Line Interest = $333.33/mo (Credit line limit × r_L)
Monthly Harvest Hₙ = $2,437.57/mo (S − Credit line interest)
Effective Attack = $2,988.65/mo
Simulation Result: 107 months → 8 Years 11 Months
https://truthinequity.com/clb-calculator.html

05/28/2026

This works. Everytime. All the time.

Formula Applied
T_payoff ≈ B₀ ÷ (PMT_principal + S − LOC_LIMIT × r_L)

B₀ = $414,234.00 (current mortgage balance)
S = $2,770.90/mo (income − living − mortgage payment)
r_L = 0.66667%/mo (8.00% ÷ 12)
Credit Line Interest = $333.33/mo (Credit line limit × r_L)
Monthly Harvest Hₙ = $2,437.57/mo (S − Credit line interest)
Effective Attack = $2,988.65/mo

Simulation Result: 107 months → 8 Years 11 Months

https://truthinequity.com/clb-calculator.html

05/27/2026

What you should know about accelerated mortgage payoff programs. From the creators of Equity Optimization and Credit Line Banking. https://truthinequity.com/clb-calculator.html

05/09/2026

When you get off the Usury Bus and board the TIE Freedom Train you arrive at your destination, faster.

05/06/2026

Do you CLB?

04/23/2026

When is the best time to recast your mortgage? Our standard is if you can save $250.00 or more a month on your payment then its a good time to consider a recast. To find your optimum recast consideration levels, try our patented recast calculator here: https://claude.ai/public/artifacts/4187e689-7758-46c7-a1ac-b1df79dfe60d

04/23/2026

If you have a fixed rate and payment loan, has anyone discussed a recast with you? When are you eligible for a recast? Can you accelerate your pay off with out giving up your hard earned income? Yes... Yes you can. With Truth In Equity's CLB (Credit Line Banking) loan you can. Become, "Lean, Liquid and Independent". Get off the Usury Bus and board the Truth In Equity Freedom Train. Learn how to CLB with TIE.

04/06/2026

03/21/2026

Welcome aboard passenger 100,057.

Dec. 2026 converted from Construction to perm. 344k 30 year @6.625% $1,899.17 Interest. $303.50 Principal Total Pmt $2,202.67 Interest paid expected in 5 years is $110,641.12 and only $21,519.06 in principal. Still owing $322,480.94 That is USURY at a true interest of 32.16 % of the original loan. At the 8 year 7 month period $186,590.98 paid interest only $42,486.67 in principal paid still owing $301,513.33 in principal and $262,370.11 in outstanding interest. Thats True Interest Paid to date of 54.24%. USURY !!! Should be against the law.

Versus the TIE CLB loan. Paid off in 8 years and 7 months. Total interest paid $110,255.30 Combined loan amount $394.000.00 $344,000.00 Original that we left in place. $50k loc 2nd at 8%. Total %27.98
Income: $6,300.00 Expenses; $4,302.67 Recast at 5 years saving $1,033.51 per month Expenses decrease/Income Increases 3 years 7 months left to pay. Total comparative savings. $338,705.79 SAVED 103 payments vs. 360 payments. THIS IS HUGE.

01/26/2026

Todays ounce at yesterdays price. Sold out in 10 minutes.
1 oz for $2,995.00. Get yours today.
DM me for more info.
Not your Grandpa's Silver Eagle.