10/29/2026
35.9% APR?! πππ
Thirty. Five. Point. Nine.
That's not a credit card, that's a loan shark with a logo.
This is what subprime looks like. Weak credit profile? This is the table they hand you β 35.9% on purchases, 35.9% on cash advances. Carry a $1,000 balance and you're handing them about $359 a year for NOTHING.
Prime borrowers get 0% offers and low rates. Subprime borrowers get THIS. The difference is your credit profile.
If you already have a card like this, hear me: these cards are for BUILDING, not for living on. Use it small, pay it off IN FULL every month, and the 35.9% never touches you. Build your profile up, graduate to better cards with better rates, then let this one GO. π
Don't stay subprime forever. That's a choice β and it costs you every month.
Build a healthy credit profile β book your Credit Consultation π https://booking.appointy.com/Crushingoncredit