Savi Gurus

Savi Gurus Savi Gurus is a business and technology consulting firm based in St. Louis, MO.

One card for the business.  One for everything else.Mixing business and personal spending is the most expensive shortcut...
08/19/2026

One card for the business. One for everything else.

Mixing business and personal spending is the most expensive shortcut in self-employment: every mixed statement is an hour of sorting at tax time and a deduction you might miss. A separate account plus "receipts captured as you go" means your records sort themselves.

Never get surprised at tax time.
getsavitools.com/en/subscribe

Starting a business has enough unknowns.  The paperwork should not be one of them.  Our free registration helper walks y...
08/13/2026

Starting a business has enough unknowns. The paperwork should not be one of them. Our free registration helper walks you through what you need to register your business, step by step, and builds you a checklist you can work through at your kitchen table. No email wall, nothing to buy.

Build my checklist: getsavitools.com/en/business-registration

The third-quarter estimated payment lands September 15, and the worst way to meet it is finding out the number that week...
08/06/2026

The third-quarter estimated payment lands September 15, and the worst way to meet it is finding out the number that week. Savi Tools sets aside the right amount as the money comes in, so the payment is already covered when the date arrives. Your accountant still calculates your actual liability; the set-aside is what you hold back, not what you pay.

Never get surprised at tax time.
getsavitools.com/en/subscribe

The surprise tax bill is not a tax problem.  It is a timing problem.When you are self-employed, no one withholds for you...
07/22/2026

The surprise tax bill is not a tax problem. It is a timing problem.

When you are self-employed, no one withholds for you. The money lands in your account, feels like yours, and gets spent. Then the bill arrives.

Savi Tools sets aside the right amount as the money comes in, so the bill is already covered when it shows up. Your accountant still calculates your actual liability, which is usually lower. The set-aside is what you hold back, not what you pay.

Never get surprised at tax time.

https://getsavitools.com/en/subscribe

"What should I charge?" is the question that keeps new freelancers up at night.Charge too little and you are working for...
07/16/2026

"What should I charge?" is the question that keeps new freelancers up at night.

Charge too little and you are working for free once taxes and overhead come out. Charge too much without knowing why, and you cannot defend the number.

Our free rate calculator does the math for you. Put in what you need to earn and what your costs are, and it tells you the rate that actually clears. No sign-up, no email wall, nothing to buy.

Try it: `getsavitools.com/en/rate-calculator`

06/24/2026

Not sure how to actually register your business? You’re not alone, and it’s one of the most-skipped first steps.

Our free business registration helper walks you through what to set up and in what order, in plain language. No account needed, nothing to buy.

It’s one of a few free tools we put out for people going self-employed.

Start here:

06/12/2026

Quick intro for anyone who works for themselves.

Savi Tools is a simple app for invoicing clients, tracking mileage and receipts, and setting aside money for taxes, so none of it piles up. It’s built for freelancers and small crews, not for accountants, so you don’t need to learn accounting to use it.

Three plans: Solo at $9/month for one person, Growth at $19/month for a crew of up to four, and Team at $29/month for bigger crews that want bank feeds and accounting-software sync. Every plan includes a free seat for your accountant.

Have a look:

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St. Louis, MO

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