Summit Financial Consulting

Summit Financial Consulting Summit Financial Consulting has been assisting Individual & Corporate Clients Since 2003. Please contact us at www.summitfc.net or (586) 226-2100 to learn more.

WORKING WITH PEOPLE YOU TRUST - Since 2003, the Wink family has been assisting individual and corporate clients find solutions to their financial planning needs. While we have the resources of a large investment company, we are a family business, have a fiduciary responsibility for our clients, and always want our clients to feel at home! We take great pride in what we do and fully appreciate the process of helping our clients pursue and maintain financial security. Note: All written content on this site is for information purposes only. Opinions expressed herein are solely those of Summit Financial Consulting, LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Investment advisory services are offered through Summit Financial Consulting, LLC, an SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training. Summit Financial Consulting, LLC is not affiliated with or endorsed by the Social Security Administration or any government agency. Summit Financial Consulting, LLC and its representatives do not render tax, legal, or accounting advice. Insurance products and services are offered through Summit Financial Consulting, LLC. . Health Insurance products and services are offered through Summit Health Services, LLC, an affiliated company. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Michigan or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

09/17/2026

Start Investing $20: Your Wealth Building Secret

If I Just Save $20, How Much Can It Grow? | Money Talks Ep 65

Full Episode: https://youtu.be/6NLoE0VM-iA

09/16/2026

If you own 10 different investments, does that mean you are diversified?

Not necessarily. ❌

Some funds may hold the same companies.
Some may be concentrated in the same sectors.

Think of it like having 10 outfits — all made for winter.

Variety. But not true diversification.

Understanding what you actually own and where your investments may overlap could matter just as much as how many positions you hold.

James Wink at Summit Financial Consulting breaks down what real diversification may look like.

📌 Save this post to keep in mind for your next portfolio review.

👉 Visit the link in our bio to connect with our team.

09/15/2026

Maxing out your 401k early in the year might feel like a win.

But it could cost you part of your employer match. ⚠️

Here is why.

If your employer matches per paycheck and you hit the annual limit before December — matching contributions may stop for the rest of the year.

Some plans offer a true-up to correct this. But not every plan does.

James Baldwin at Summit Financial Consulting explains why understanding your employer's matching formula may be worth reviewing before deciding how to pace your contributions.

📌 Save this post to reference during your next open enrollment or benefits review.

09/14/2026

Which of these would you consider middle class? $50,000. $100,000. Or $200,000.

Potentially all three. Depending on the situation.

James Wink at Summit Financial Consulting breaks down why where you live, your household size, and what you're actually keeping may matter far more than your income number alone.

Have questions? Give Summit Financial Consulting a call at (586) 226-2100.

09/13/2026

Ever gotten a raise but your bank account looks exactly the same?

You might be experiencing lifestyle creep. ⚠️

As income increases, spending often follows.

More dining out.
A better car.
A few extra subscriptions.
Less attention to smaller purchases.

Individually? Small.
Together? They can absorb a surprising amount of new income before it ever reaches your savings.

Zachary Bachner, CFP® at Summit Financial Consulting explains why a raise may be one of the best times to revisit your budget and redirect some of that income toward future goals.

09/12/2026

Unlock Half a Million: Young Investor's Secret Weapon!

Why Does Gen Z Gamble So Much? Is Sports Betting Replacing Investing? | Money Talks Ep 64

Full Episode: https://youtu.be/eG7P3Fvaj6k

Today, we remember the lives lost on September 11, honor the heroes who answered the call, and stand with the families w...
09/11/2026

Today, we remember the lives lost on September 11, honor the heroes who answered the call, and stand with the families whose lives were forever changed. We will never forget.

Offering Up to 12 Months of Housing Payments!Did you know that families can nominate themselves for assistance from the ...
09/10/2026

Offering Up to 12 Months of Housing Payments!

Did you know that families can nominate themselves for assistance from the Gradient Gives Back Foundation? Whether you know someone in need or you’re going through tough times yourself, this program can help.

🌟 Nominate or apply directly at summitgivesback.com. Let’s help families in Sterling Heights, MI get the stability they need!

Summit Gives Back supports Southeast Michigan families and children in need. Learn about our community outreach programs and commitment to making a difference locally.

Address

43409 Schoenherr Road
Sterling Heights, MI
48313

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(586) 226-2100

Website

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