Ironside-Iron-CoreBenefits

Scott Heitkemper, Federal Retirement Consultant, brings a unique perspective shaped by his upbringing on a small farm in Northern Wisconsin. Rooted in the values of hard work, his 15 years of exclusive dedication to assisting federal employees revealed a common gap—many lack comprehensive knowledge about their benefits package. Recognizing the vital link between education and successful retirement

planning, Heitkemper is driven by the belief that informed decision-making is the cornerstone of a secure financial future. His tailored process empowers clients to navigate the complexities of their benefits, enabling them to attain financial independence and realize their personal aspirations. With a steadfast commitment to staying updated with the latest in educational resources, Heitkemper actively contributes to enhancing nationwide literacy in the FERS and CSRS retirement systems, along with other federal benefits. Holding esteemed certifications in Federal Retirement Benefits, Medicare, Social Security, and retirement planning


Furthermore, in regard to Federal benefits consultations we strive to operate in the strict conformity with the guidance provided to Federal employees as contained within OPM Benefits Administration Letters (BAL 06-202 and BAL 14-206), both of which are intended to curtail insurance misrepresentations and deceptive sales practices upon Federal employees.