NextStep Advisors

10/30/2026

Small businesses thrive because of the people behind them. Offering benefits, financial wellness resources, and long-term planning support can help strengthen employee loyalty and engagement.

Let’s explore opportunities for your team.

10/29/2026

I sat down with CEO of McDermid Financial Group, Geoff McDermid, for a candid conversation about my time in the industry.

Check out the full videos and series here: https://bit.ly/48lgLOH

CRN202910-12153168

10/28/2026

Last chance to register! Hear from Daken Vanderburg, Chief Investment Officer, MassMutual Wealth Management, as he shares perspective on today's economic and market environment and the factors that may influence markets in the months ahead.

Join Daken Vanderburg for a timely discussion on how economic growth has remained firm despite higher interest rates, persistent inflation pressures, and ongoing geopolitical uncertainty. The session explores what simmering geopolitical tensions and elevated inflation mean for the Federal Reserve, v...

10/27/2026

The emergency fund is a strategy, clutching idle money is not....

Cash reserves are not designed to win a performance contest. Their job is to create breathing room.

A reserve can help prevent an unexpected expense from becoming high-interest debt. It can provide time to make a thoughtful career decision. It can keep a short-term problem from forcing a long-term investment decision.

The right reserve target is personal. It may depend on income stability, household expenses, insurance coverage, upcoming commitments and how many people rely on that income.

Cash has a purpose in a financial plan. The goal is to know how much is enough and what the money is protecting and what the cost of it not actively working for you might be.

What is your reserve designed to protect? If that answer is unclear, let’s map it out together.

10/27/2026

U.S. stocks ended last week mixed as investors moved away from technology and communication services and toward more defensive areas of the market. Treasuries gained on safe-haven demand, while inflation concerns persisted and elevated borrowing costs continued to pressure housing. Dive into this week’s market perspective for more analysis and key takeaways.

10/26/2026

Many tax-related decisions can be time-sensitive, making the months leading up to year-end an important time for planning. Whether you’re considering charitable giving, retirement savings, or other investment decisions, now may be a good opportunity to review your options and coordinate with your tax professional. Let’s connect.

10/23/2026

Three things for an employee to look at if your ESOP company is sold:

1️⃣ What does this mean for you financially? It’s important to be clear on the details – price per share, deal structure, and your voting rights are all important considerations.

2️⃣ How and when you’ll get paid – this varies, so it is important to be clear on the details about vesting, payout timing, and form of payment to expect.

3️⃣ Taxes and distribution options – for many employees, this may be the largest sum of money ever received, so it’s important to understand how it is taxed and how it fits in your overall financial plan.

Don’t go it alone – I can help you understand these considerations and more. Let’s connect.

10/23/2026

Check out this guide for tax-smart giving strategies to consider before year-end: https://bit.ly/4dWWClo

Ready to start building your plan? Reach out today.

10/22/2026

The best financial lessons often start at home. As Halloween approaches, consider using candy budgets, costume spending, or trick-or-treat rewards as opportunities to teach children healthy money habits.

This Halloween, candy as currency can become a lesson on budgeting, market value, even taxes. This article covers suggested lessons parents can teach kids.

10/21/2026

It's almost time! Check back next week for my live interview with CEO Geoff McDermid.

Tune in here: www.youtube.com/