FAM Brokers

FAM Brokers We are a boutique brokerage specialising in a comprehensive range of tailored financial services.

FAM Brokers is a leading provider of tailored financial solutions, committed to empowering individuals and businesses to achieve their financial goals. With extensive experience in the finance and lending industry, we specialize in simplifying complex financial processes and delivering innovative lending products. Our expertise spans residential, investment, and commercial lending, as well as budgeting and financial education services.

10/09/2026

๐Ÿ”‘ First Home Buyers: There May Be More Support Than You Realise

Buying your first home can be confusing, grants, concessions, deposit schemes, shared equity, First Home Super Saver, property caps and lender requirements can all differ and change.

Thatโ€™s why your first step shouldnโ€™t necessarily be scrolling through real estate listings. It should be understanding your position.

Before you buy, consider:

๐Ÿก Borrowing capacity
๐Ÿ’ฐ Deposit & savings
๐Ÿ’ณ Debts and credit position
๐Ÿฆ Lending options
๐Ÿ‡ฆ๐Ÿ‡บ Government programs
๐Ÿ“ State-based incentives
๐Ÿ’ต Purchasing costs
๐Ÿ—๏ธ Whether youโ€™re buying established, new or building

You donโ€™t need to understand every scheme yourself โ€” but it helps to know what questions to ask before making an offer.

At FAM Brokers, we believe education helps create more confident first home buyers.

๐Ÿ“ž 0430 077 581
๐ŸŒ [www.fambrokers.com.au](http://www.fambrokers.com.au)



General information only. Government schemes and lending policies can change. Eligibility and lending criteria apply. FAM Brokers Pty Ltd | ACL 568818.

09/09/2026

๐Ÿก Your Interest Rate Isnโ€™t Your Home Loan

A lower rate doesnโ€™t automatically mean a better loan.

When comparing home loans, the interest rate matters โ€” but itโ€™s only one part of the picture.

Consider:

๐Ÿฆ Fees and ongoing costs
๐Ÿ’ฐ Offset accounts
๐Ÿ’ณ Redraw facilities
๐Ÿ“‰ Fixed vs variable options
๐Ÿ’ต Extra repayments
๐Ÿ”„ Refinancing flexibility
๐Ÿ“‹ Lending policy & eligibility
๐ŸŽฏ Your future property and financial goals

A loan that looks cheaper today may not be the most appropriate option for where you want to be tomorrow.

At FAM Brokers, we look beyond the headline rate to understand your circumstances, goals and the features that matter to you.

Sometimes the best question isnโ€™t:

โ€œWhatโ€™s the lowest rate?โ€

Itโ€™s:

โ€œWhat does the right loan look like for me?โ€

๐Ÿ“ž 0430 077 581
๐Ÿ“ง [[email protected]](mailto:[email protected])
๐ŸŒ [www.fambrokers.com.au](http://www.fambrokers.com.au)



General information only. Consider your objectives, financial situation and needs. Lending criteria, rates and fees apply. FAM Brokers Pty Ltd | ACL 568818.

What Could Your Business Achieve With the Right Funding Behind It?Imagine saying YES to the next big opportunity...๐Ÿšœ A n...
08/09/2026

What Could Your Business Achieve With the Right Funding Behind It?

Imagine saying YES to the next big opportunity...

๐Ÿšœ A new excavator to win larger contracts.

๐Ÿš› A truck to grow your fleet.

๐Ÿ’ป The latest technology to improve efficiency.

๐Ÿ“ฆ More inventory to meet demand.

๐Ÿ‘ฅ Additional staff to support growth.

๐Ÿ“„ Invoice finance to unlock cash tied up in unpaid invoices.

๐Ÿ’ฐ Better cash flow to give your business room to breathe.

๐Ÿข A commercial property to secure your future.

Too often, great businesses miss opportunities, not because they lack ambition, but because they don't have the right finance structure in place.

At FAM Brokers, we believe finance should be a catalyst for growth, not a barrier to it.

Whether you're looking to purchase equipment, finance vehicles, unlock working capital, expand your operations or simply review your current lending, we'll work with you to create a solution tailored to your business goals.

Our Business Finance Solutions include:

๐Ÿšœ Equipment & Machinery Finance
๐Ÿš› Vehicle & Fleet Finance
๐Ÿ“„ Invoice Finance
๐Ÿ’ผ Business Loans
๐Ÿ’ฐ Working Capital Solutions
๐Ÿข Commercial Property Finance
๐Ÿ“ˆ Business Finance Reviews
๐Ÿ“Š Lending Structure Reviews
๐Ÿš€ Growth & Expansion Funding

Because your next opportunity shouldn't have to wait for your bank balance.

๐Ÿ“ž Ready to take your business to the next level? Call us 04300775281 or message me.

Let's explore how the right finance strategy could help your business grow, improve cash flow and create new opportunities.

Book your complimentary Business Finance Review today.

FAM Brokers
Building Futures Through Finance.



General information only. This post is for educational purposes and does not constitute financial, credit, legal, taxation or accounting advice. Lending is subject to approval, eligibility criteria and responsible lending obligations. Please seek professional advice appropriate to your circumstances before making financial decisions.

FINANCE MEETS TRUE CRIME ๐Ÿ‘€What happens when a finance podcast takes a slight detour into TRUE CRIME? Apparentlyโ€ฆ you get...
07/09/2026

FINANCE MEETS TRUE CRIME ๐Ÿ‘€

What happens when a finance podcast takes a slight detour into TRUE CRIME? Apparentlyโ€ฆ you get the next season of Money, Chats & Mishaps.๐ŸŽ™๏ธ

Four of our upcoming episodes will explore the fascinating world of Australian financial crime.

Not just what happened, but how it happened.

And perhaps the most interesting questionโ€ฆ

Could it happen again?

Weโ€™ll be talking financial crime, fraud, corruption, evasion and some remarkable Australian cases, while breaking down the financial lessons behind the headlines.

True crimeโ€ฆ with spreadsheets. ๐Ÿ˜‚

Listen on .....
Spotify: https://open.spotify.com/show/198bSuHFauNtYhNbsOsFmS
Apple: https://podcasts.apple.com/au/podcast/money-chats-mishaps/id1781851287
YouTube: https://www.youtube.com/

Stay tuned.

Today, we celebrate the dads, stepdads, grandfathers, father figures, mentors, and the incredible men who show up every ...
05/09/2026

Today, we celebrate the dads, stepdads, grandfathers, father figures, mentors, and the incredible men who show up every day for their families.

Fatherhood isn't just about providing. It's about teaching, guiding, supporting, protecting, encouraging, and loving unconditionally.

It's the early mornings, the late nights, the school drop offs, the sporting events, the life lessons, the sacrifices no one sees, and the countless moments spent helping build strong, confident, and resilient families.

As a mortgage broker, I have the privilege of speaking with fathers every day who are working hard to create opportunities for their families. Whether it's purchasing a first home, building an investment portfolio, growing a business, planning for retirement, or simply creating a secure future, so many dads quietly carry a tremendous amount of responsibility while putting their loved ones first.

Today is a reminder to pause and acknowledge those efforts.

To the dads who are still learning.

To the dads doing it on their own.

To the dads who have raised amazing children.

To the grandfathers whose wisdom continues to guide generations.

To those who are missing their fathers today.

And to the men who have stepped into a fatherly role when it was needed most.

Thank you.

Your impact is greater than you will ever know.

Wishing all fathers and father figures a wonderful Father's Day filled with love, laughter, appreciation, and time spent with those who matter most.

Happy Father's Day. ๐Ÿ’™



FAM Brokers Pty Ltd ABN 62 685 825 969. Australian Credit Licence 568818.

๐Ÿ“Œ General information only. Consider your personal circumstances and seek independent professional advice before making financial decisions.

Sometimes borrowing capacity isnโ€™t about earning more, itโ€™s about correctly understanding the income already there.We re...
05/09/2026

Sometimes borrowing capacity isnโ€™t about earning more, itโ€™s about correctly understanding the income already there.

We recently reviewed a scenario involving a former ADF member who had been medically discharged and is now working full-time as a police officer.

Their income included:

๐Ÿ‘ฎ Full-time police salary
๐Ÿ‡ฆ๐Ÿ‡บ A lifetime pension following their ADF medical discharge
โฑ๏ธ Regular overtime as an essential-services employee

At first glance, servicing appeared tighter than expected.

The issue? The income had been understated in two important areas.

The tax-free component of the pension had not been appropriately grossed up for servicing purposes, and the lenderโ€™s policy allowed 100% of eligible overtime for essential-services employees.

Once the income was assessed correctly under the relevant lender policy, the servicing position looked very different.

The lesson?

Not all income is assessed the same way, and not every lender treats it the same way.

Sometimes the opportunity isnโ€™t finding more income. Itโ€™s finding the lender whose policy properly recognises the income you already earn.

At FAM Brokers, we research the policy before we recommend the lender.

General information only. Individual lender policies, income treatment and eligibility criteria vary and are subject to change. Lending is subject to credit assessment and approval.

Success Isn't About How Much You Earn...It's about what you do with what you earn.Some people earn a six-figure income a...
04/09/2026

Success Isn't About How Much You Earn...

It's about what you do with what you earn.

Some people earn a six-figure income and still struggle financially.

Others quietly build wealth through smart decisions, strategic planning and consistency.

The difference isn't always income.

It's often:
โœ” Having the right finance structure.
โœ” Understanding your cash flow.
โœ” Reviewing your lending regularly.
โœ” Planning ahead instead of reacting.
โœ” Seeking advice before making major financial decisions.

Whether you're buying your first home, growing your investment portfolio, expanding your business or planning your next stage of life, the right strategy can make all the difference.

At FAM Brokers, we're passionate about helping individuals and businesses build stronger financial futures through education, strategic finance and personalised solutions.

Because finance isn't just about today... it's about creating the future you want tomorrow.

๐Ÿ“ž Ready to review your financial position? Call me on 0430077581 or DM me.
Let's have a conversation about your goals and explore how the right finance strategy can support your future.

FAM Brokers
Building Futures Through Finance.



The information shared on this page is provided for general educational and informational purposes only and should not be considered financial, credit, legal, taxation, accounting or other professional advice. It does not take into account your individual objectives, financial situation or needs. Before making any financial decision or acting on this information, you should consider your personal circumstances and seek independent professional advice appropriate to your situation. Lending is subject to lender approval, eligibility criteria and responsible lending obligations. Any examples or case studies are for illustrative purposes only and may not reflect every individual's circumstances or outcomes.

What a fantastic day at the FBAA Elevate Series on the Gold Coast!Thereโ€™s something pretty special about seeing a room f...
03/09/2026

What a fantastic day at the FBAA Elevate Series on the Gold Coast!

Thereโ€™s something pretty special about seeing a room full of brokers, lenders and industry professionals taking time away from the day-to-day to share knowledge, learn from each other and walk away with practical insights we can actually use in our businesses. And I have to say, I was one very proud team leader today! ๐Ÿ’›

Loved having Nina Martin, Jasmine Capel and Henk there representing FAM Brokers, and apparently we didnโ€™t just come to learnโ€ฆ we came to win prizes too! ๐Ÿ˜‚๐Ÿ†A huge congratulations to Nina for taking out the TOP prize and Henk for scoring second prize! Not a bad day at the office, Team FAM! ๐Ÿ‘๐Ÿ˜‚

A special shout-out to Barb Kirby, who did a brilliant job MCโ€™ing and keeping the day flowing, engaging and entertaining. And one of the best parts of these events is always catching up with so many wonderful people across our industry. It was fantastic seeing Michelle Rose, Brett Drammers, Karen Valenzuela, Tara Fox, Tash DeSilva, Ben Ithell, Nicola Schuback, Joanna James, Janelle Barnes, Heidi Hayward and Scott Beattie, along with so many familiar and new faces.

Days like today are a great reminder that while we may all run different businesses, there is enormous value in collaboration over competition, sharing what we know and continuing to learn from one another. Congratulations to the FBAA and everyone involved in putting together such a valuable event.

We came away with new ideas, great conversations, plenty of laughsโ€ฆ and, thanks to Nina and Henk, a little extra luggage! ๐Ÿ˜‚๐Ÿ†Proud of Team FAM. Proud to be part of this industry. And always learning.

๐Ÿ“… September โ€“ A Month to Connect, Celebrate & SupportSeptember is filled with important dates reminding us to support ou...
31/08/2026

๐Ÿ“… September โ€“ A Month to Connect, Celebrate & Support

September is filled with important dates reminding us to support our communities, check in with one another and celebrate the people and causes that matter.

๐ŸŒฟ 1 Sept โ€“ Wattle Day
๐Ÿ‡ฆ๐Ÿ‡บ 3 Sept โ€“ Australian National Flag Day
๐Ÿค 5 Sept โ€“ International Day of Charity
๐Ÿ‘จโ€๐Ÿ‘งโ€๐Ÿ‘ฆ 6 Sept โ€“ Fatherโ€™s Day
๐Ÿจ 7 Sept โ€“ Threatened Species Day
๐Ÿ“š 8 Sept โ€“ International Literacy Day
๐Ÿ’› 10 Sept โ€“ R U OK? Day & Bravehearts Day
๐Ÿพ 13 Sept โ€“ National Bilby Day
๐Ÿ‡ฆ๐Ÿ‡บ 17 Sept โ€“ Australian Citizenship Day
๐Ÿ•Š๏ธ 21 Sept โ€“ International Day of Peace
๐Ÿšฒ 22 Sept โ€“ World Car-Free Day
๐Ÿ’Š 25 Sept โ€“ World Pharmacist Day
๐Ÿ‰ 26 Sept โ€“ AFL Grand Final
โœˆ๏ธ 27 Sept โ€“ World Tourism Day

September is also National Su***de Prevention Month โ€” an important reminder to check in, listen and stay connected.

Which September date means the most to you? ๐Ÿ’›



FAM Brokers Pty Ltd | ACL 568818

๐ŸŽ™๏ธ MONEY, CHATS & MISHAPS PODCAST IS BACK!And this timeโ€ฆ we may have gone slightly off-script. ๐Ÿ˜‚Weโ€™ve just finished reco...
31/08/2026

๐ŸŽ™๏ธ MONEY, CHATS & MISHAPS PODCAST IS BACK!

And this timeโ€ฆ we may have gone slightly off-script. ๐Ÿ˜‚

Weโ€™ve just finished recording our next 8 episodes with some incredible industry experts โ€” and there are plenty of honest conversations, funny stories, education, lessons learned and, of course, a few mishaps along the way.

But thereโ€™s also a twist. ๐Ÿ‘€

๐Ÿ•ต๏ธ Four of our upcoming episodes take a walk into the darker side of money.

Australian financial crime.
Fraud.
Corruption.
Tax evasion.
Financial schemes.
And some extraordinary stories about what can happen when money, opportunity and questionable decisions collide.

Weโ€™re also filming from a brand-new studio, so Money, Chats & Mishaps is getting a fresh new look!

The next 8 weeks are going to be action-packed.

๐ŸŽง Available on Spotify, Apple Podcasts, YouTube and other major streaming platforms.

And I want YOU involved.

What money or finance topic have you always wanted someone to explain without all the jargon?

Or is there an Australian financial crime or infamous case you'd love us to unpack?

Drop it in the comments or send me a message โ€” it might just become an episode. ๐Ÿ‘‡

Address

Suite 4, 9B, 6-8 Grice Avenue
Paradise Point, QLD
4216

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm
Saturday 9am - 12pm

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