Coopération Bancaire pour l'Europe

30/10/2026

Digital accessibility is more than a technical requirement, it is essential to ensuring equal access and inclusion.

Through the CODE project, we promote accessible digital tools and inclusive learning approaches to help people with disabilities access and use financial services more independently.

🔗 Discover more about CODE project: https://code-erasmus.eu/

Four principles can help us understand what digital accessibility really means.

According to the Web Content Accessibility Guidelines, accessible digital content should be:
🔹 Perceivable – information can be perceived by the user.
🔹 Operable – interfaces and navigation can be used.
🔹 Understandable – information and interactions make sense.
🔹 Robust – content works reliably with different technologies, including assistive technologies.

These principles may sound technical, but their objective is simple: people should not be excluded because a digital service was designed without considering different ways of interacting with it.

For financial services, where websites and mobile apps are increasingly essential, these principles are particularly relevant.

The CODE project incorporates accessibility into both its training approach and its digital tools.

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Atlantis Engineering
People First - HU
Association IRSAM
Fundació Privada Trinijove
Istituto dei Sordi di Torino
Coopération Bancaire pour l'Europe

29/10/2026

Digital financial inclusion means making online services accessible to everyone.

The CODE project works towards a more inclusive financial environment where people with disabilities can access and use financial services independently.

🔗 Discover more: https://code-erasmus.eu/

Digital access is increasingly becoming a key part of financial inclusion. But are financial services equally accessible to everyone?

According to Eurostat, in 2024, 57% of people with disabilities in the EU used internet banking, compared with 69% of people without disabilities. The gap becomes even more pronounced among people with severe disabilities, where only 51% used online banking.

These figures highlight that digitalisation alone does not automatically mean inclusion. Online banking and other financial services need to be designed so that people with different abilities can access, understand and use them independently.

This is one of the key challenges addressed by the CODE project, which aims to contribute to a more accessible and inclusive financial environment for persons with disabilities.

Making financial services accessible means ensuring that digital innovation goes hand in hand with usability, accessibility and inclusion.

Read the full Eurostat statistics: https://lnkd.in/ep7jcG2k

𝘚𝘰𝘶𝘳𝘤𝘦: 𝘌𝘶𝘳𝘰𝘴𝘵𝘢𝘵, 𝘋𝘪𝘴𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘴𝘵𝘢𝘵𝘪𝘴𝘵𝘪𝘤𝘴 – 𝘢𝘤𝘤𝘦𝘴𝘴 𝘵𝘰 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘤𝘢𝘵𝘪𝘰𝘯 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘪𝘦𝘴, 2024 𝘥𝘢𝘵𝘢

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Coopération Bancaire pour l'Europe
Atlantis Engineering
Association IRSAM
Istituto dei Sordi di Torino
Fundació Privada Trinijove
People First - HU

28/10/2026

Financial inclusion means ensuring that everyone has the tools and opportunities to manage their finances with confidence.

Eurostat data highlight the financial challenges many persons with disabilities continue to face, underlining the need for more accessible financial services, information and support.

The CODE project works towards a more inclusive financial environment, promoting awareness, knowledge and greater financial independence.

Discover the project: https://code-erasmus.eu/

Financial resilience and independence are essential elements of social inclusion.
For people with disabilities, however, managing unexpected financial situations can be particularly challenging.

According to Eurostat, in 2024, 38.0% of people with a disability in the EU could not afford an unexpected financial expense. The same data also show that people with disabilities are more likely to experience difficulties in making ends meet than people without disabilities.

These figures highlight the importance of creating a more inclusive financial environment, one where financial services, information and support are accessible and adapted to different needs.

The CODE project contributes to this objective by promoting greater financial inclusion and empowerment for persons with disabilities, while raising awareness of the importance of accessibility in financial services.

Building inclusive financial systems means helping everyone develop the confidence, knowledge and opportunities needed to participate fully in economic and social life.

Read the full Eurostat statistics: https://lnkd.in/en8aFB9p

𝘚𝘰𝘶𝘳𝘤𝘦: 𝘌𝘶𝘳𝘰𝘴𝘵𝘢𝘵, 𝘋𝘪𝘴𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘴𝘵𝘢𝘵𝘪𝘴𝘵𝘪𝘤𝘴 – 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯, 𝘥𝘢𝘵𝘢 𝘧𝘰𝘳 2024, 𝘱𝘶𝘣𝘭𝘪𝘴𝘩𝘦𝘥 2026

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Coopération Bancaire pour l'Europe
Atlantis Engineering
Association IRSAM
Istituto dei Sordi di Torino
Fundació Privada Trinijove
People First - HU

28/10/2026

On 20–21 October, the GreenSkills4Deaf partnership gathered in Warsaw, at Społeczna Akademia Nauk, for its fourth transnational meeting and final European conference, marking an important milestone in the project.

The transnational meeting provided an opportunity to review the project's progress and discuss its digital tools, quality monitoring, dissemination and long-term sustainability.

The European conference then showcased the project's key results, including the Living Hub Programme, the Training Pack, VR simulations, the mobile app and the digital learning platform.

Bringing together partners from Poland, Italy, Cyprus and Belgium, the event highlighted how green entrepreneurship, digital innovation and accessible vocational education can help deaf and hard-of-hearing learners develop skills relevant to the evolving labour market.

GreenSkills4Deaf demonstrates the value of European cooperation in connecting inclusion, skills development and the green transition.

Thank you to all partners for their collaboration and shared commitment to a greener, more inclusive future!

Społeczna Akademia Nauk
Associazione Ergon a favore dei sordi
Citizensact
Polski Związek Głuchych Oddział Łódzki
𝗗𝗜𝗦𝗘

27/10/2026

User feedback is essential to making digital financial services truly accessible.

By involving people with disabilities in the testing process, CODE is helping ensure that the Code Wallet responds to real needs and supports greater financial inclusion.

🔗 https://code-erasmus.eu/

𝗨𝘀𝗲𝗿 𝗧𝗲𝘀𝘁𝗶𝗻𝗴 𝗮𝘁 𝘁𝗵𝗲 𝗛𝗲𝗮𝗿𝘁 𝗼𝗳 𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻

Designing an accessible digital tool is only the first step. Ensuring it truly meets users' needs is what makes the difference.

The CODE project has now entered a key phase with the user testing of the Code Wallet application, developed to improve access to financial services for persons with disabilities.

Participants' feedback will help refine the app's usability, accessibility, and overall user experience before its official launch.

True innovation happens when solutions are designed with users, not just for them. This collaborative approach is the foundation of meaningful inclusion.

Download our app here: https://lnkd.in/eEinu_iD

Visit our website: https://code-erasmus.eu/

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fundació Privada Trinijove
Coopération Bancaire pour l'Europe
Fondazione Luigi Clerici
Association IRSAM
Istituto dei Sordi di Torino
People First - HU
Atlantis Engineering

26/10/2026

Accessible banking starts with listening and understanding different needs.

The SigningBanks.UK initiative is a great example of how collaboration across the financial sector can help make banking more inclusive and accessible for everyone.

Discover the CODE project: https://code-erasmus.eu/

𝗪𝗵𝗲𝗻 𝗯𝗮𝗻𝗸𝘀 𝘀𝘁𝗮𝗿𝘁 𝗹𝗶𝘀𝘁𝗲𝗻𝗶𝗻𝗴 𝘁𝗼 𝘀𝗶𝗹𝗲𝗻𝗰𝗲

Let's look at an exciting example of good practice in banking accessibility:
In May 2024, the SigningBanks.UK initiative was launched. It is an accessible banking platform created jointly by more than 20 British banks and financial institutions to make financial services accessible to deaf and hard-of-hearing customers as well.

Participants include Nationwide, Lloyds Banking Group, Barclays, HSBC, Monzo, Starling, Santander, NatWest, Tesco Bank and many others. In recent years, the initiative has become a proven best practice, and several European countries – including Ireland and the Netherlands – are already showing interest in adopting the model.
https://lnkd.in/eTsQ6-Du

👉 This good practice fits perfectly with the objective of the CODE project: it demonstrates that accessibility is not only a technical issue, but also a genuine shift in mindset within the financial sector.

Discover the CODE Erasmus project on our website: https://code-erasmus.eu/
Start learning on our e-training platform: https://lnkd.in/dgVUjir9

23/10/2026

Accessible financial services start with clear and understandable information. Through the CODE project, we promote financial awareness and accessible learning to help people with disabilities make informed financial decisions.

🔗 Discover more: https://code-erasmus.eu/

Financial information can be technically correct and still be difficult to understand.

Banking and financial products often involve specialised terminology, complex conditions and lengthy documents.

For many users, particularly people with cognitive or learning disabilities, the way information is presented can become a barrier in itself.

Accessibility therefore also means making information clear, predictable and understandable.

The Web Content Accessibility Guidelines identify “understandable” as one of the four fundamental principles of digital accessibility, alongside being perceivable, operable and robust.

For financial services, this principle is especially important: people need to understand what they are agreeing to before making financial decisions.

The CODE project places financial awareness and accessible learning at the centre of its approach, helping make financial information easier to access and use.

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Coopération Bancaire pour l'Europe
Atlantis Engineering
Association IRSAM
Istituto dei Sordi di Torino
Fundació Privada Trinijove
People First - HU

19/10/2026

Access to financial services is closely connected to autonomy, participation and independence.

A bank account, a payment method, the ability to save money or access financial information may seem like ordinary parts of everyday life.

But when services are inaccessible, these basic activities can become more complicated and sometimes dependent on other people.

The United Nations Committee on the Rights of Persons with Disabilities has highlighted that access to financial services, including credit, can be critical for people with disabilities to move out of poverty and pursue sustainable livelihoods.

This perspective is at the heart of CODE project: financial accessibility is not simply a technical question. It is part of creating the conditions for people to participate fully in economic and social life.

Financial inclusion supports independence.

Read the UN document on access to financial services: https://lnkd.in/eUr-ciCB
Visit the CODE project website: https://code-erasmus.eu/

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Atlantis Engineering
Istituto dei Sordi di Torino
Association IRSAM
Fundació Privada Trinijove
People First - HU

12/10/2026

Financial inclusion and employment are closely connected.

Having a job is an important step towards economic independence, but employment alone does not remove all financial barriers.

People with disabilities can face additional costs and barriers when accessing financial services, employment and entrepreneurship opportunities.

The World Bank has highlighted that people with disabilities are more likely to experience barriers to economic participation and may face difficulties accessing key services, including banking.

This is why financial inclusion should be considered as part of a broader approach to economic participation and independent living.

CODE project addresses this connection by working not only on financial education and accessible financial services, but also on workplace accessibility and inclusion within SMEs.

Inclusion is stronger when people can participate both in the workplace and in the financial system.

Read the World Bank report: https://lnkd.in/eiFeF9_g
Visit the CODE project website: https://code-erasmus.eu/

Chambre de Commerce Italienne de Nice, Sophia Antipolis, Côte d'Azur
Fondazione Luigi Clerici
Atlantis Engineering
Istituto dei Sordi di Torino
Association IRSAM
Fundació Privada Trinijove
People First - HU

09/10/2026

Micro-credentials are turning continuous learning into a competitive advantage for the financial sector.
Great read from DEIMAN4Finance.

Falco&Associati Education
Institut d’Estudis Financers
IDEC S.A.
European Union of the Deaf
Emphasys Centre
InterArt Foundation