05/19/2026
It's Travel Tuesday! Today's Questions: Is the new Chase Sapphire Reserve actually worth the $795 annual fee?
Our optnion: For the right person — yes.
Here’s why:
-Massive 150k point welcome offer
-Premium dining + travel perks
-Airport lounge access
-Luxury hotel credits
-Strong rewards on travel & dining
But here’s the catch
-This card only makes sense if you’ll actually use the benefits. Too many people sign up for premium cards and end up paying for perks they never touch.
A good credit card strategy should match your lifestyle — not force you to change it.
At Next Chapter Finances, we help clients build smarter financial systems, maximize rewards intentionally, and avoid costly “status spending.”
The best card isn’t the flashiest one. It’s the one that works for YOU, for your regular spending style, for the amount of time you are willing to spend tracking rewards and benefits, and for earning the points that you will use to travel more or travel better!