Optima Asset Management, Inc.

11/02/2026

Roughly 70% of families lose their wealth by the second generation, and 90% by the third. With trillions of dollars set to pass to the next generation in the years ahead, why does so much wealth disappear? Executive Vice President Archie Ponce explains that the difference usually isn't investment performance. It's communication, planning, and shared values. Watch to learn how the families whose wealth endures prepare their people, not just their portfolios.

10/26/2026

About two months remain in 2026, and the window for year-end planning tends to close faster than people expect.

A few moves worth reviewing before December 31: harvest losses in taxable accounts to offset gains, time fund purchases around the capital gain distributions many mutual funds pay in December, take any required minimum distributions that apply to you, and make gifts that use your $19,000-per-recipient annual exclusion.

One more reason not to wait: CPAs and estate attorneys book up quickly as year-end approaches, and the more complex the planning, the more lead time it takes.

Want a second set of eyes on your year-end plan? Let's talk: https://www.optimaassetmgt.com/contact-investment-advisor/

10/21/2026

The company goes public. A large block of stock options vests. A buyer makes an offer on the business you spent decades building. For first-generation wealth creators, the biggest financial decisions often arrive all at once.

Moments like these can concentrate wealth in a single stock or company, and they carry tax consequences that deserve a plan before you sign the paperwork. How much should you sell, and when? How far should you diversify? What does this mean for retirement, your kids' education, or the second home you've been picturing?

At Optima Asset Management, we help executives and business owners turn a liquidity event into a long-term plan, from equity diversification and exit strategies to tax planning coordinated with your CPA and attorney.

See how we work with first-generation wealth creators: https://www.optimaassetmgt.com/who-we-help/first-generation-wealth-creators/

10/20/2026

Stepping to the sidelines until the election passes can feel like the prudent move. But to make it work, you have to be right twice: once when you sell, and again when you buy back in.

That second decision is where most investors get stuck. After a panic sale, many wait for a comfortable moment to return, and by then the market may have already recovered. That can mean buying back in at a higher price, locking in the loss, and possibly owing capital gains tax on positions that were sold at a gain.

Archie Ponce, CFP®, walks through the hidden costs of trying to time the market around an election, and what to focus on instead.

Watch the full webinar: https://www.optimaassetmgt.com/webinar/midterm-elections-stock-market/

10/19/2026

It's National Estate Planning Awareness Week, and this year there's a specific reason to pull out your documents.

Last year's tax legislation set the federal estate and gift tax exemption at $15 million per person for 2026 ($30 million for married couples), indexed for inflation, with no scheduled expiration. Many families spent the past few years planning around an exemption that was set to be cut roughly in half. If your plan was built for a deadline that no longer exists, it may be time for a fresh look.

A will or trust is also only part of the picture. Beneficiary designations, account titling, and trust funding must match what your documents say, which means your attorney, CPA, and financial advisor need to work from the same playbook.

Paul Lightfoot, CFP®, explains how a coordinated financial team helps your estate plan and your assets work in tandem, and the warning signs that your advisors aren't talking to each other.

Read the full article: https://www.optimaassetmgt.com/aligning-financial-advisor-cpa-attorney/

10/14/2026

After the loss of a spouse, a divorce, or the sale of a business, the pressure to make big financial decisions often arrives before the dust has settled. Sell the house? Move the investments? Pay off the mortgage?

Sometimes the wisest first step is deciding what can wait. Giving yourself room to understand what you have, what you owe, and what you want next can help you avoid choices you'd make differently with a clearer head.

Our wealth transition services are built for these moments. From inheritance planning and business succession to rebuilding financial confidence after loss or separation, we guide families with compassion and clarity, handle the transactional details, and set up guardrails so you can focus on what matters most.

Learn more about our wealth transition services: https://www.optimaassetmgt.com/services/wealth-transition/

10/13/2026

Finalizing the successful sale of your business is just the beginning. How can you minimize taxes, diversify your wealth, and plan for a satisfying post-exit future? Wealth Advisor Archie Ponce offers some helpful strategies.

You built a great business and sold it. The first 12 months post-sale are the key to your financial future. Protect the windfall, minimize taxes, invest.

10/12/2026

Year-end is when many families finalize their giving. This year, the rules behind those gifts look different.

Starting in 2026, itemizers can deduct charitable gifts only to the extent they exceed 0.5% of adjusted gross income. Meanwhile, taxpayers who take the standard deduction can now deduct up to $1,000 ($2,000 for joint filers) in cash gifts to qualifying charities. For many households, that changes the math on when to give, how much, and how.

At Optima Asset Management, we start with your why: the causes you care about and the impact you want to have. From there, we help you choose a giving pathway that fits, whether that means gifting appreciated securities, opening a donor-advised fund, setting up a charitable trust, or establishing a family foundation, and we walk you through the tax advantages and legal requirements of each.

Explore our charitable giving strategies: https://www.optimaassetmgt.com/services/charitable-giving-philanthropy/

10/12/2026

Optima Asset Management is honored to be named a 2026 Top Wealth Manager by D Magazine, featured in the magazine's October issue.

D Magazine invited wealth management firms from the Dallas-Fort Worth chapters of the Financial Planning Association, CFA Institute, and Investments & Wealth Institute to share data about their practices. A panel of local wealth managers reviewed submissions that met the program's requirements, and D Magazine's editorial team determined the final list.

For more than 30 years, we've stayed independent, 100% employee-owned, and focused on managing every client's wealth the way we'd manage our own family's. Recognition from our peers here in Dallas-Fort Worth means a great deal. Thank you to our clients for their trust and to our team for the work behind it.

No payment was made to be included in this ranking.

10/09/2026

Strong political views are normal, especially in an election year. Letting them steer your portfolio is where the trouble starts.

Political conviction comes from your values. Investment conviction comes from fundamentals and valuations. When the first starts making decisions for the second, the risk runs both ways. If the other party wins, the temptation is to exit emotionally. If your party wins, you may be tempted to take on more risk than your plan calls for. Either way, the election is making the decision instead of your plan.

In our latest webinar, Archie Ponce, CFP®, explains why your reaction to election results can pose more risk to your portfolio than the results themselves.

Watch the full webinar: https://www.optimaassetmgt.com/webinar/midterm-elections-stock-market/