Creative Risk Management Solutions, LLC

06/17/2026

The Low Hanging Fruit: Powder-Actuated Tools
OSHA specifically calls out that "Only employees who have been trained in the operation of the particular tool in use shall be allowed to operate a powder-actuated tool." So not just anyone can grab one of these tools and go to work. Another easy citation for a compliance officer to write is for a loaded powder-actuated tool being left unattended.
professional

06/11/2026

Fractional work scales across lifecycles and can help clear up years of imperfect systems, procedures and programs, and prepare for similar initiatives, allowing Owners and CEOs to focus on doing what they were born to do while C-level expertise takes on the company's risk management operations. On the other hand, in-house risk managers may have a more intimate understanding of the company and its operations, allowing for a more comprehensive and detailed approach to these business matters but require resources to be directed to a full-time position which many companies, especially small to mid-size companies, may not have the budget for such a position where as a fractional Chief Risk Management Officer is paid for their time, for a certain amount of hours a month with none of the equipment and benefits that would be required for an in-house roll.

Head over to our website at Creative Risk Management Solutions, LLC in Kingsville, MD to learn more about what we do.

06/10/2026

The Low Hanging Fruit: Heat Illness
Heat Illness is a serious problem and employers need to make sure they are in compliance not only for the for the health and safety of their employees but also to reduce or eliminate the possibility of being cited by regulatory agencies like OSHA. Remember, Employers MUST provide access to potable water for all of their employees. While employees are free to bring their own water or similar beverages that does not alleviate the employer of their responsibility to do so. Also, employers should consider starting work earlier in the day when it is cooler, provide shaded areas and training on recognizing the signs of heat illnesses. There are also commercially available "Heat Stress First Aid Kits" that are not expensive and can be an asset in the event of a heat illness event at your workplace. For more information on heat illness training for your company please contact us at [email protected]

06/09/2026

Today is National Forklift Safety Day!
Forklifts are a valuable tool in the workplace but like any tool, they have their dangers. Proper training is a must and certification is required by OSHA to operate a forklift. Did you know that forklift operators are required to be evaluated every 3 years by OSHA? For more information about forklift training for your business please contact us at [email protected]

06/03/2026

The Low Hanging Fruit: Potable Water
OSHA requires that "An adequate supply of potable water shall be provided in all places of employment." This also plays into heat stress preparedness to protect your employees from the various types of heat illnesses. Understand that while an employee may decide to bring their own water to work, the employer must still have potable water available and cannot rely on the employee to supply their own water. States also may have other requirements, for example, Maryland now requires that there be a minimum of 32 ounces of water per person per hour when the heat index reaches 80 degrees.

05/27/2026

The Low Hanging Fruit: FMCSA Driver Qualification Files
If your company falls under the Federal Motor Carrier Safety Administration regulations, then you need to keep driver qualification files for your drivers. These files include:
Application for Employment
Road test form and certificate or CDL or certificate accepted in lieu of road test
Motor Vehicle Records
Annual motor vehicle records
Annual review of driving record
Annual list of violations
Medical exam certificate
Understand that this is not just for CDL drivers; this is for any employee that drives a commercial motor vehicle.
For assistance with maintaining your fleet compliance please contact us at https://conta.cc/43hDXsC

05/20/2026

The Low Hanging Fruit - Bloodborne Pathogens Training
OSHA requires bloodborne pathogens training for employees with an occupational exposure to blood and other potentially infection materials. When your employees receive CPR and/ or first aid training as part of their work duties, they can fall into this category and should receive the training. For more information please reach out to us at [email protected]

05/13/2026

The Low Hanging Fruit - Social Media Posts
Many people use social media these days for marketing purposes and employees also use it to share pictures of their work areas. While this may seem harmless if there are safety violations in these pictures that could have a damaging effect on a business. It's recommended that businesses have a social media policy and share that with your employees. Review pictures that your marketing team wants to use to make sure proper PPE is being worn and there are no possible violations in the pictures. For more information on how Creative Risk Management Solutions can help your company or marketing team with content reviews please reach out to us. 4106395088 or [email protected]

05/07/2026

Next week starts International Road check 2026! This year the Commercial Vehicle Safety Alliance will focus on Electronic Logging Devices (ELD's) and Cargo Securement. During this time regulatory agencies in the US, Canada and Mexico will have an increased presence and be doing these and other commercial vehicle inspections from Tuesday May 12th until Thursday the 14th.

05/06/2026

The Low Hanging Fruit: Flexible Cords and Strain Relief
OSHA requires flexible cords to be provided with strain relief which will prevent pull from being directly transmitted to joints or terminal screws. This can be a very easy citation for an inspector to write should they come across it at your workplace. This includes extension cords as well as cords connected to tools/ equipment so these items should be checked regularly as part of your safety program.
professional