GIP_Financials

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GIP_Financials GIP Financials empowers entrepreneurs to know their numbers and get the funding they deserve.

We serve small businesses and nonprofits with bookkeeping, tax filing, funding assistance, and finance education.

10/16/2026

Contractors, your accounting system should do more than tell you you're broke. 🧾

Tracking money in and out is not the same thing as knowing how your business is actually doing. One tells you what happened. The other tells you what to do next.

I'm teaching Building Your Accounting System for Montgomery Road, Inc. on Tuesday, Oct 27, 6:00–7:30 PM. We'll cover organizing your financial records, tracking income and expenses, managing invoices and payments, and building processes that hold up when the work gets busy.

Built for contractors, owners, project managers and key team members.

Save your seat: gipfinancials.com/events 🔗

10/14/2026

Your bank deposit is not your revenue. 😮

Stripe, Square, PayPal and Shopify all take their cut before you get paid. Record the fullsale as income and the fee as an expense. Cleaner books, and a deduction you might have been missing.

Save this for when you're reconciling. 📌

10/12/2026

This one mistake makes your expenses look twice as big. 🚩

✅ Business purchases on the card: deductible ✅ Interest and annual fees: deductible ❌The payment itself: NOT deductible
Tag the business bestie who needs to hear this. 👇🏾

09/30/2026

Q4 starts tomorrow. You have 90 days left in the tax year. ⌛

Everything you can still do to change your 2026 tax bill has to happen inside this window. After December 31 you're not planning anymore. You're just reporting.

Still on the table:
• Equipment purchases you were already planning
• Retirement contributions
• Timing income and expenses across the year boundary
• Cleaning up your books so your preparer has something real
• Catching deductions while the year is still open

And for the nonprofits: many of you close your fiscal year today. Your Q4 is somebody else's Q1.

90 days is enough time to change the number. December is not.

Comment Q4 if you're planning this week. 👇

09/29/2026

🎤 We may be in the lobby—but the IRS is at the door! 😂

If you filed an extension for your 2025 individual tax return, the October 15, 2026 filing deadline is approaching. An extension gave you additional time to file—not additional time to pay—so don’t wait until the last minute to get those books cleaned up and your financial records ready.

Still missing transactions, reconciling accounts, or unsure what your tax professional needs? Let’s bring clarity to the numbers before deadline pressure kicks in.

📅 Schedule a Clarity Call with GIP Financials today.


09/28/2026

Ask me the money question you've been too embarrassed to ask anybody else. 💭

The one you almost googled and then closed the tab. The one you assumed everyone else already knows. The one that feels too basic to say out loud.

There's no such thing as a basic question in business finance. There are only questions nobody bothered to answer for you.

I've been asked how to read a P&L. Whether an LLC needs a separate account. What a 1099 actually is. Whether you can pay yourself before the business is profitable.

All good questions, all from people running real businesses.

Drop one word below and I'll pick it up from there. 👇

09/25/2026

POV: you finally hired somebody and you didn't know it could feel like this. 😤

You open your email and the reports are already there. Categorized. Reconciled. Somebody looked at your numbers this month and it wasn't you at 11pm.

Somebody caught the duplicate charge you'd have missed. Somebody asked about an expense that made you realize you'd been miscategorizing it for a year.

The part nobody warns you about is the quiet. The mental space that opens up when the thing you were avoiding is just handled.

You didn't hire help because you failed. You hired help because you finally valued your time correctly.

Comment RELIEF if you know this feeling. 👇

09/23/2026

POV: your preparer just told you what you COULD have deducted. 😩

The mileage you never logged. The home office you assumed you didn't qualify for. The merchant fees that came out before the deposit hit. The subscriptions sitting on your personal card.

None of it is recoverable now. Not because you did anything wrong, but because you didn't know to write it down.

That's the real cost of doing it alone. Not a penalty. Just money that was always yours, left on the table because nobody told you what to track.

Good news: this year isn't last year. Start logging now and next September looks completely different.

Comment MISSED if you found out too late. 👇

09/21/2026

Five mistakes people make in their first year. All fixable. All cheaper to prevent than repair. 📝

1. Choosing an entity because someone in a Facebook group said to. Your structure affects taxes, liability, and partnerships.
2. Not opening a business bank account on day one. Cheapest thing on this list and the one most people skip.
3. Pricing from fear instead of from cost. If you've never calculated what delivery actually costs you, your price is a guess.
4. No bookkeeping system until it hurts. Year one is when the habit is easiest and the volume is smallest.
5. Mixing business money with household money. Same as #2 wearing a different hat.

Comment the number you're guilty of. 👇

09/18/2026

GIP stands for Get In Position. 💪

Here's what we do:

📗BOOKKEEPING. Clean, current, reconciled monthly. Set up right or cleaned up from wherever you are.

📊FRACTIONAL CFO. Financial strategy without a full-time salary. Reports you can read, decisions backed by real numbers.

📄 GRANT READINESS. Getting your financial house in order before you apply, because funders decline more applications for messy books than for weak missions.

We work with small businesses and nonprofits. Mostly people who were never taught this and got tired of guessing.

Comment GROWTH if you need this. 👇

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Memphis, TN

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