Xtraspots

Xtraspots Transforming Urban Mobility and Shaping a Sustainable Future.

06/09/2026

Quick one for the owners here. You can find your real card processing rate in about 60 seconds, and most people are surprised by the number.

Add up every fee on last month's processing statement. Divide that by your total card sales for the month. That percentage is what you are actually paying, not the rate you were quoted when you signed.

Two of the three fees behind it are the same no matter which processor you use. The third is your processor's markup, and that is the part that quietly creeps up over the years. It is also the only part anyone can negotiate.

Happy to be a second set of eyes. I read statements for free and circle where the markup is hiding, no pitch. Drop a comment or send me a message.

Quick one for the owners here. You can find your real card processing rate in about 60 seconds, and most people are surp...
06/09/2026

Quick one for the owners here. You can find your real card processing rate in about 60 seconds, and most people are surprised by the number.

Add up every fee on last month's processing statement. Divide that by your total card sales for the month. That percentage is what you are actually paying, not the rate you were quoted when you signed.

Two of the three fees behind it are the same no matter which processor you use. The third is your processor's markup, and that is the part that quietly creeps up over the years. It is also the only part anyone can negotiate.

Happy to be a second set of eyes. I read statements for free and circle where the markup is hiding, no pitch. Drop a comment or send me a message.

Welcome to the Xtraspots family, DiNardo's Cucina & Mercato.A brand new Italian market at 120 Halstead Ave in Harrison, ...
06/07/2026

Welcome to the Xtraspots family, DiNardo's Cucina & Mercato.

A brand new Italian market at 120 Halstead Ave in Harrison, NY. Deli, hot kitchen, Boar's Head on the counter.

Most new spots get handed a card processor by whoever shows up first, and sign a multi year deal sight unseen. DiNardo's did it the other way. They started with someone reading the contract for them, on their side, $0 upfront.

Opening a spot around NYC or Westchester? That is what we do, free, before you sign anything. Send us a message, or comment "OPENING" and we will reach out.

đź’ł Still paying credit card processing fees?With Dual Pricing, many businesses can reduce or eliminate their processing c...
06/06/2026

đź’ł Still paying credit card processing fees?

With Dual Pricing, many businesses can reduce or eliminate their processing costs while keeping pricing transparent for customers.

âś… No upfront cost
âś… Free statement analysis
âś… Keep more of your revenue
âś… POS, online ordering, loyalty & marketing solutions available

đź“© DM "STATEMENT" and we'll review your current processing statement and show you exactly how much you could save.

A card swipe takes about a second. But in that second, your money gets split three ways. Most owners never look at how. ...
06/01/2026

A card swipe takes about a second.

But in that second, your money gets split three ways. Most owners never look at how.

Pull up last month's statement. That processing fee? It's actually three different things stacked together:

1. Interchange
Goes to the bank that issued the card. You can't change it. Nobody can.

2. Assessments
Go to Visa and Mastercard. Every processor pays these. No way around them.

Those two are the same for everyone. Don't waste time on them.

3. The processor's own fees
Here's the one that matters. This part is different at every processor.

And it hides. Buried under "monthly fee," "service fee," "PCI fee," "equipment fee"—a dozen names. Unless you break it line by line, you'll never see how much extra you're paying.

It's also the only part you can actually change.

A lot of owners get sold on "we have the lowest rate," then get buried in the junk fees nobody mentioned. Low rate, high fees—you end up paying more.

Reading your statement shows you exactly where the money goes.

—

Follow for the next one: how to spot the line you're overpaying on, in under a minute.

Most parking garages are leaking money… and don’t even realize it.Manual processes. Missed transactions. No real visibil...
05/03/2026

Most parking garages are leaking money… and don’t even realize it.

Manual processes. Missed transactions. No real visibility.

We built something better.

• Handle transient + monthly parking
• Real-time reporting + revenue tracking
• Integrates with gates, LPR, validations
• Simple for staff, seamless for customers

All-in for $75/month
2-year agreement
Full system. No patchwork.

This isn’t just a payment terminal it’s a full operating system for your garage.

If you’re still running your garage the old way, you’re leaving money on the table.

Email: [email protected]
or DM me directly

Let’s modernize your operation.

smallbusiness revenuegrowth automation xtraspots

With Xtraspots dual pricing, you give your customers a choice Card Price, Cash Price. 100% compliant!• Free smart termin...
05/03/2026

With Xtraspots dual pricing, you give your customers a choice Card Price, Cash Price. 100% compliant!

• Free smart terminal
• No contract
• No upfront cost
• Start saving immediately

DM “NO FEES” and let’s get you set up.

Proud to be recognized among the top business students in the country as I wrap up my MBA at  by being invited to join I...
05/02/2026

Proud to be recognized among the top business students in the country as I wrap up my MBA at by being invited to join
I went back to school to learn how the largest companies in the world operate with the best and brightest and bring that same level of strategy and ex*****on back to Main Street.

Grateful every day for the trust our small business clients place in us. We’re working around the clock to help you grow, stay profitable, and keep your businesses running strong.

Xtraspots is now an official member of the ETABig step forward as we continue building at the intersection of payments, ...
04/27/2026

Xtraspots is now an official member of the ETA

Big step forward as we continue building at the intersection of payments, marketing, and real revenue growth for businesses.

We’re excited to be in the room with the leaders shaping the future of payments.

More to come.

Mobile Ordering That Never StopsEven if your internet goes down, your business doesn’t. With offline capabilities built ...
04/27/2026

Mobile Ordering That Never Stops

Even if your internet goes down, your business doesn’t. With offline capabilities built in, you can continue taking orders and processing payments seamlesslyno interruptions, no lost revenue.

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New York, NY

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