08/21/2026
Three settlement offers can each hand both spouses exactly $1,750,000 on paper and still differ by more than $150,000 in real, after-tax value — before considering liquidity or risk. On a $3.5 million marital estate, the difference comes down to three things: where each dollar lives (pre-tax, taxable, or home equity), which specific stock lots each spouse takes, and when the house is sold.
Read our article to see the full math on a realistic Florida estate:
https://orlandodivorceplanning.com/three-settlement-offers-that-look-equal