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ICoachSolutions Our mission is to empower your mission, through healthcare, veteran resources and financial services.

Myth: getting help with a VA disability claim costs money.Fact: you should never pay a fee to file your first claim. VA ...
11/05/2026

Myth: getting help with a VA disability claim costs money.

Fact: you should never pay a fee to file your first claim. VA says it is unlawful for anyone to charge for preparing an initial claim. Only VA-accredited attorneys, claims agents and Veterans Service Organization representatives can help you prepare one, and a VSO's help is always free.

Red flags to walk away from: pressure to sign fast, a promised rating, or a fee up front.

Find accredited help:
https://www.va.gov/get-help-from-accredited-representative/
Report a bad actor at VSAFE.gov

Myth: Medicare or Social Security will take care of the funeral.Fact: no part of Medicare pays for burial or cremation. ...
11/04/2026

Myth: Medicare or Social Security will take care of the funeral.

Fact: no part of Medicare pays for burial or cremation. Social Security pays a small one-time death benefit to a surviving spouse or child, and it doesn't come close to the cost of a funeral.

That gap is what final expense insurance is for. And buying a small life policy has no effect on your Medicare coverage or premiums. They're separate products.

Were you surprised by this one? Tell me below.

https://icoachsolutions.pro/final-expense-insurance

11/01/2026

Your Initial Enrollment Period lasts 7 months: it starts 3 months before the month you turn 65 and ends 3 months after it. Miss it without a Special Enrollment Period, and the Part B penalty is 10% for each full year you could have had Part B.

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 1,113 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation for insurance. A licensed agent may contact you.



Free weekly session, Money & Healthcare Made Simple: https://icoachsolutions.pro

Raymond Arce, licensed insurance agent, NPN 20566941. Educational only, not individualized advice. Verify at medicare.gov.

Narrated with an AI version of Raymond's voice.

Open enrollment for 2027 health plans starts November 1. If you buy your own coverage, here are the dates that matter:No...
11/01/2026

Open enrollment for 2027 health plans starts November 1. If you buy your own coverage, here are the dates that matter:

Nov 1: open enrollment starts
Dec 15: last day to pick a plan for a January 1 start on HealthCare.gov
Dec 31: the same deadline if you live in Washington and use Washington Healthplanfinder
Jan 15: last day to enroll for 2027 (coverage then starts February 1)

Other states that run their own exchange can set different dates, so check yours.

Before you choose, have three things ready: your doctors, your prescriptions and an up-to-date income estimate.

https://icoachsolutions.pro/blog/aca-open-enrollment-2027-subsidies-expire

10/31/2026

Original Medicare (Parts A and B, plus a Part D drug plan and Medigap if you add them) or Medicare Advantage (Part C, which bundles A, B and usually D). And Medigap's Plan C and Plan D have nothing to do with Part C or Part D.

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 1,113 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation for insurance. A licensed agent may contact you.



Free weekly session, Money & Healthcare Made Simple: https://icoachsolutions.pro

Raymond Arce, licensed insurance agent, NPN 20566941. Educational only, not individualized advice. Verify at medicare.gov.

Narrated with an AI version of Raymond's voice.

10/30/2026

Part A is hospital insurance, Part B is medical insurance, Part C is Medicare Advantage and Part D is drug coverage. Medigap's lettered plans, like Plan G, are not Parts of Medicare. In 2027, out-of-pocket costs for covered Part D drugs are capped at $2,400.

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 1,113 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation for insurance. A licensed agent may contact you.



Free weekly session, Money & Healthcare Made Simple: https://icoachsolutions.pro

Raymond Arce, licensed insurance agent, NPN 20566941. Educational only, not individualized advice. Verify at medicare.gov.

Narrated with an AI version of Raymond's voice.

10/29/2026

Big hair. Big choices. 🎸 How life and health insurance changed in 40 years: buying it, getting approved, pre-existing conditions, living benefits and shopping around.

See your options today. Book a free consultation: icoachsolutions.pro

Raymond Arce, licensed insurance agent, NPN 20566941. Educational only, not individualized advice.

Part C or Plan C? They are not the same thing.Medicare's four letters, A, B, C and D, explained in plain English.https:/...
10/29/2026

Part C or Plan C? They are not the same thing.
Medicare's four letters, A, B, C and D, explained in plain English.

https://youtu.be/APLEyoKzBG8

Myth: no-exam life insurance is always the easy win.Fact: if your health is good, taking the exam usually buys you more ...
10/29/2026

Myth: no-exam life insurance is always the easy win.

Fact: if your health is good, taking the exam usually buys you more coverage for less money.

"No medical exam" is a category, not one product. Most versions still ask health questions, and your answers decide whether you're approved and what you pay. Some healthy applicants skip the exam through accelerated underwriting and still get close to full-exam pricing.

So the useful first step is finding out which route you actually qualify for. That's a conversation, not an application.

https://icoachsolutions.pro/life-insurance-no-medical-exam

Myth: if you liked your Marketplace health plan, auto-renew is the safe choice.Fact: auto-renew keeps last year's plan a...
10/27/2026

Myth: if you liked your Marketplace health plan, auto-renew is the safe choice.

Fact: auto-renew keeps last year's plan at this year's price. And your financial help may be figured from an income number that is a year old.

Two things to do before you let it roll over:
1. Update your income estimate.
2. Look at the 2027 health plans again, with your doctors and prescriptions in hand.

It takes one sitting. The bottom line: re-shop every year, even if you end up keeping the same plan.

https://icoachsolutions.pro/health-insurance

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Tacoma, WA

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