TAXUS Law & Finance

15/10/2026

𝗬𝗼𝘂𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗽𝗮𝘆𝘀 𝗶𝗻 𝗼𝗻𝗲 𝘁𝗮𝗽. 𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝗶𝘁 𝘁𝗮𝗸𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝘁𝗼 𝗺𝗮𝗸𝗲 𝘁𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻? 💳

Behind a simple checkout are decisions about payment providers, fraud prevention, authentication, refunds and recurring charges. Removing a step from the customer journey doesn’t make those responsibilities disappear.

And “fewer clicks” isn’t always the right answer. Someone renewing a familiar subscription has different expectations from someone making a large payment to a business they’ve never used before.

In our latest article, we explore:
▪️ Where a faster checkout helps — and where customers need more reassurance.
▪️ What digital wallets and invisible payments mean for e-commerce, SaaS and marketplaces.
▪️ How AI agents could change who actually completes a purchase.
▪️ What businesses should review in their payment setup today.

If you’re planning to simplify checkout or choose a new payment provider, this is a useful place to start.

👉 Read the full article: “Checkout Is Changing: What the Future of Online Payments Will Look Like”
https://taxus.tech/blog/banking-and-finance/what-the-future-of-online-payments-will-look-like/

13/10/2026

𝗦𝗪𝗜𝗙𝗧, 𝗦𝗘𝗣𝗔 𝗼𝗿 𝗦𝗘𝗣𝗔 𝗜𝗻𝘀𝘁𝗮𝗻𝘁: 𝗵𝗼𝘄 𝗹𝗼𝗻𝗴 𝗱𝗼𝗲𝘀 𝗮 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘁𝗮𝗸𝗲? ⏱️

For international business, payment speed isn't about convenience, it's about cash flow, settling with counterparties, and meeting financial obligations on time. And timing depends heavily on the payment scheme and the institutions the funds pass through.

💶 𝗦𝗘𝗣𝗔 𝗖𝗿𝗲𝗱𝗶𝘁 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 - a standard EUR transfer within SEPA: expect around 1 banking day, depending on when it's sent and how the bank or EMI processes it.

⚡ 𝗦𝗘𝗣𝗔 𝗜𝗻𝘀𝘁𝗮𝗻𝘁 - if both institutions support instant payments, funds land in seconds, 24/7, weekends and holidays included.

🌍 𝗦𝗪𝗜𝗙𝗧 - cross-currency international payments: the typical benchmark is 1–3 business days. But it can take longer if the payment passes through correspondent banks, triggers extra AML/KYC checks, or is sent after cut-off time.

Here's the key point: an EMI or bank isn't a payment system in itself. They're participants in the payment infrastructure, using SEPA, SEPA Instant, SWIFT, and correspondent banking relationships to actually move funds between institutions.

This matters especially for EMIs. Unlike banks, EMIs rarely have their own direct banking infrastructure in every currency and jurisdiction their clients need. So for cross-border payments, EMIs rely on partner banks and correspondent banks – and every extra link in that chain affects settlement time, fees, and the likelihood of additional checks.

That's why the quality of an EMI's correspondent banking network is one of the key factors to evaluate. Two EMIs can hold the same license and offer similar accounts, yet differ significantly in the speed and reach of their international payments – simply because of their banking partners and payment routes.

Banks work under similar logic: when there's no direct relationship between the sender's and receiver's banks, a SWIFT payment travels through one or more correspondent banks.

So "1–3 days for SWIFT" or "1 day for SEPA" is just a benchmark. The real timing depends on which institutions sit behind your account and which route the funds actually take.

💡 When choosing a payment partner, look beyond the fee - 𝗰𝗵𝗲𝗰𝗸 𝘁𝗵𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗿𝗮𝗶𝗹𝘀, 𝘀𝘂𝗽𝗽𝗼𝗿𝘁𝗲𝗱 𝗰𝘂𝗿𝗿𝗲𝗻𝗰𝗶𝗲𝘀, 𝗰𝗼𝗿𝗿𝗲𝘀𝗽𝗼𝗻𝗱𝗲𝗻𝘁 𝗻𝗲𝘁𝘄𝗼𝗿𝗸, 𝗰𝘂𝘁-𝗼𝗳𝗳 𝘁𝗶𝗺𝗲𝘀, 𝗮𝗻𝗱 𝗿𝗲𝗮𝗹 𝘀𝗲𝘁𝘁𝗹𝗲𝗺𝗲𝗻𝘁 𝘁𝗶𝗺𝗲𝗹𝗶𝗻𝗲𝘀.

👉 At Taxus Law & Finance, we help businesses analyze their payment flows and select banking and EMI solutions based on currencies, geography, settlement timelines, and their specific business model.

08/10/2026

𝗬𝗼𝘂𝗿 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿𝘀 𝗛𝗮𝘃𝗲 𝗬𝗼𝘂𝗿 𝗗𝗮𝘁𝗮. 𝗗𝗼 𝗬𝗼𝘂 𝗛𝗮𝘃𝗲 𝗮 𝗗𝗣𝗔?
Your business uses a CRM, cloud storage and a payroll platform. But what have you actually agreed to let those providers do with personal data?
“𝘜𝘴𝘦 𝘪𝘵 𝘵𝘰 𝘪𝘮𝘱𝘳𝘰𝘷𝘦 𝘰𝘶𝘳 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴.”
“𝘗𝘳𝘰𝘤𝘦𝘴𝘴 𝘪𝘵 𝘪𝘯 𝘢𝘯𝘺 𝘫𝘶𝘳𝘪𝘴𝘥𝘪𝘤𝘵𝘪𝘰𝘯.”
“𝘕𝘰𝘵𝘪𝘧𝘺 𝘺𝘰𝘶 𝘰𝘧 𝘪𝘯𝘤𝘪𝘥𝘦𝘯𝘵𝘴 𝘪𝘯 𝘢 𝘵𝘪𝘮𝘦𝘭𝘺 𝘮𝘢𝘯𝘯𝘦𝘳.”

These clauses can look harmless when you’re keen to get a new tool up and running. Until you need to know who can access your data, where it goes or how quickly you’ll hear about a breach.

A Data Processing Agreement (DPA) is where those details deserve a closer look.

In our new TAXUS article, we explain:
▪️ When your business needs a DPA.
▪️ Which clauses matter most, from security to data deletion.
▪️ Common red flags to check before signing.
▪️ Why a privacy policy or an NDA cannot replace a DPA.

📄 We’ve also included a 𝗳𝗿𝗲𝗲 𝗗𝗣𝗔 𝘁𝗲𝗺𝗽𝗹𝗮𝘁𝗲 𝗶𝗻 𝗗𝗢𝗖 to help you get started. Use it as a starting point and adapt it to your business, providers and data processing activities.

Before you sign your next provider agreement, take a look.

👉 Read the guide and download your free template: https://taxus.tech/blog/contract/what-is-a-data-processing-agreement/

What is a Data Processing Agreement (DPA), and when do you need one? Explore key clauses, GDPR requirements and common mistakes. Download a DOCX template.

30/09/2026

𝗗𝗮𝘆 𝟮 𝗮𝘁 𝗦𝗕𝗖 𝗦𝘂𝗺𝗺𝗶𝘁 𝗟𝗶𝘀𝗯𝗼𝗻!

The Taxus Law & Finance team is already here, meeting industry professionals, exchanging ideas and discussing new opportunities in the iGaming and international business space.

If you’re at , let’s meet! 🤝

Have questions or looking for solutions around:
• International Business & Expansion
• Company Formation & Corporate Structuring
• Business & Corporate Accounts
• Payment Solutions
• Licensing & Regulatory Compliance
• iGaming & Gambling Business

📍 SBC Summit Lisbon
📩 Leave a comment or send us a direct message to arrange a meeting with the Taxus team.

Liubov Voitsekhovska, Founder & CEO
Albina Bondar, Sales Managersud Andrii Suddia, Payments Manager

See you at SBC!

29/09/2026

📋𝟭𝟮 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝘁𝗼 𝗮𝗻𝘀𝘄𝗲𝗿 𝗯𝗲𝗳𝗼𝗿𝗲 𝗰𝗵𝗼𝗼𝘀𝗶𝗻𝗴 𝗮 𝗴𝗮𝗺𝗯𝗹𝗶𝗻𝗴 𝗹𝗶𝗰𝗲𝗻𝘀𝗶𝗻𝗴 𝗷𝘂𝗿𝗶𝘀𝗱𝗶𝗰𝘁𝗶𝗼𝗻

“How much does the license cost?” is a risky place to start.

Before comparing licensing options, 𝗮𝗻𝘀𝘄𝗲𝗿 𝘁𝗵𝗲𝘀𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀:

1. Will you operate a B2C business, a B2B business, or both?
2. Which products will you offer: casino games, sports betting, poker, lotteries, bingo, fantasy sports or skill games?
3. Where will your players be located?
4. What licenses or authorisations will you need in each target market?
5. Where will your operating company be incorporated?
6. Will you need local directors, an office, employees or other arrangements to meet local substance requirements?
7. What requirements apply to capital, liquidity, financial guarantees and the protection of player funds?
8. Which parts of your platform, random number generator (RNG), games and integrations require testing or certification?
9. What rules apply to KYC, AML, source-of-funds checks and sanctions screening?
10. Which responsible gambling tools and player protection measures will you need to implement?
11. Are banks, payment service providers, acquirers and game content suppliers willing to work with your proposed structure?
12. What will you need to budget for taxes, ongoing reporting, audits, annual license or renewal fees, and compliance staffing?

🔎 These answers will help you identify which licensing options fit your business and where additional local authorizations are needed.

💡 A gambling license comes with ongoing obligations that shape how your business operates every day after launch.

𝘞𝘩𝘪𝘤𝘩 𝘰𝘧 𝘵𝘩𝘦𝘴𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘮𝘰𝘴𝘵 𝘰𝘧𝘵𝘦𝘯 𝘤𝘢𝘵𝘤𝘩𝘦𝘴 𝘰𝘱𝘦𝘳𝘢𝘵𝘰𝘳𝘴 𝘰𝘧𝘧 𝘨𝘶𝘢𝘳𝘥? 💬

28/09/2026

𝗧𝗘𝗦 𝗺𝗮𝘆 𝗯𝗲 𝗼𝘃𝗲𝗿, 𝗯𝘂𝘁 𝘁𝗵𝗲 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲. 🤝

in Prague gave us a welcome opportunity to catch up with partners, meet new people and exchange perspectives on where the industry is heading.

From international business setup to payments, licensing and compliance, there was plenty to talk about – and plenty to follow up on.

Thank you to everyone who stopped by, shared their experience or made time to meet us. We look forward to keeping those conversations going!

💬 Didn’t get a chance to meet at TES? Have a question or an idea for working together? Send us a direct message we’d be happy to arrange a call.

✈️ Next stop: SBC Summit! Liubov Voitsekhovska and the team are already on their way. If you’ll be there too, let’s find a time to connect.

22/09/2026

𝗨𝗞, 𝗠𝗮𝗹𝘁𝗮 𝗼𝗿 𝗖𝘂𝗿𝗮𝗰̧𝗮𝗼: 𝗪𝗵𝗶𝗰𝗵 𝗝𝘂𝗿𝗶𝘀𝗱𝗶𝗰𝘁𝗶𝗼𝗻 𝗙𝗶𝘁𝘀 𝗬𝗼𝘂𝗿 𝗶𝗚𝗮𝗺𝗶𝗻𝗴 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀?

A license may look right on paper. But will it support your target markets, payment setup and growth plans?

There is no universal gambling license. The right choice starts with understanding where you want to operate, what you will offer and which obligations your team is ready to manage.

Here is how these three jurisdictions differ.

𝗨𝗻𝗶𝘁𝗲𝗱 𝗞𝗶𝗻𝗴𝗱𝗼𝗺: for businesses targeting players in Great Britain

If you plan to offer online gambling to players in Great Britain, UKGC licensing requirements apply regardless of where your company is incorporated.

The license you need depends on your activities, and some business models require multiple permissions.

Expect demanding requirements around customer checks, anti-money laundering, player protection, advertising, reporting and technical standards.

👉 Consider this route when Great Britain is a target market and you have the resources to maintain ongoing compliance.

𝗠𝗮𝗹𝘁𝗮: an established framework for different gaming activities

Malta’s licensing framework accommodates several gambling verticals and distinguishes between B2C operators and B2B suppliers.

The Malta Gaming Authority examines ownership, funding, technical systems, internal policies and compliance arrangements.

An important point: an MGA license does not automatically authorize you to accept players across Europe or worldwide. Each target market needs a separate legal assessment.

👉 Consider Malta in the context of your wider business structure, product offering and market access requirements.

𝗖𝘂𝗿𝗮𝗰̧𝗮𝗼: a reformed framework with ongoing obligations

Under Curaçao’s reformed framework, licences are issued directly by the Curaçao Gaming Authority.

Operators need a local legal entity and should prepare for scrutiny of beneficial ownership, sources of funds, financial soundness and player protection measures.

Treating Curaçao as a guaranteed shortcut to a fast, low-cost launch can lead to unrealistic expectations.

👉 Assess the full operational requirements and check whether your intended banks, payment providers and content suppliers will support the structure.

𝗕𝗲𝗳𝗼𝗿𝗲 𝗰𝗵𝗼𝗼𝘀𝗶𝗻𝗴, 𝗮𝘀𝗸 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳:

• Where will our players be located?
• Which products will we offer, and is our model B2C, B2B or both?
• Will our target markets require additional local licenses?
• Can we secure suitable banking and payment partners?
• What will compliance cost after launch?

💡 The application fee is only one part of the decision. A workable licensing strategy connects market access, payments, technology and day-to-day operations.

Which jurisdiction would you like TAXUS to explore in more detail?

17/09/2026

𝗧𝗵𝗲 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝘄𝗮𝘀 𝗲𝗮𝘀𝘆 𝘁𝗼 𝗼𝗽𝗲𝗻. 𝗧𝗵𝗲𝗻 𝘁𝗵𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗵𝗲𝗮𝗱𝗮𝗰𝗵𝗲𝘀 𝘀𝘁𝗮𝗿𝘁𝗲𝗱. 💳

A payout your provider doesn’t support. A new market outside its coverage. A setup that looked convenient at launch but no longer fits your business.

When choosing a payment account, speed matters. So does understanding what you’re actually getting.

Take pooled IBANs: several clients’ funds are held within a shared account structure, with each client’s balance tracked separately. That can be useful for marketplaces, fintechs and digital businesses. But is it right for yours?

In our new article, we explain how the model works, what to check about fund protection and where a dedicated account may make more sense.

🔎 Considering a new provider or reviewing your current setup? Start with the questions that could save you a difficult switch later.

Read the full article on the Taxus website → https://taxus.tech/blog/banking-and-finance/pooled-ibans-in-2026/

15/09/2026

𝗪𝗵𝗼 𝘄𝗶𝗹𝗹 𝘆𝗼𝘂 𝗯𝗲 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝗶𝗻 𝗣𝗿𝗮𝗴𝘂𝗲?👋

Representing TAXUS at TES Affiliate Conferences 2026 are Liubov Voitsekhovska, Founder & CEO, and Albina Bondar, Sales Manager.

Have a project in mind or a business question you’d like to talk through? Come meet Albina and Liubov.

Whether you’re choosing a jurisdiction, exploring iGaming licensing, or looking for payment providers that fit your business, let’s discuss your plans and the next steps.

📍 Prague | September 25–28, 2026
🤝 Find us at the Meet Market, Table 10.

Send us a message to arrange a meeting, or stop by our table and say hello. We’d love to hear what you’re working on!

09/09/2026

𝗟𝗶𝗰𝗲𝗻𝗰𝗲 𝘀𝗲𝗰𝘂𝗿𝗲𝗱. 𝗦𝗼 𝘄𝗵𝘆 𝗶𝘀 𝘆𝗼𝘂𝗿 𝗶𝗚𝗮𝗺𝗶𝗻𝗴 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝘀𝘁𝗶𝗹𝗹 𝘂𝗻𝗮𝗯𝗹𝗲 𝘁𝗼 𝗹𝗮𝘂𝗻𝗰𝗵?

A gambling license is a starting point. It doesn’t mean your business is ready to operate.

At Taxus, we regularly see the same pattern: choose a jurisdiction with accessible entry requirements and fast licensing, set up a company, submit the documents and secure the license.

Then the practical roadblocks appear. ⚠️

• Payment providers won’t support your target markets under their internal risk policies.
• Banks request further evidence of beneficial owners’ source of funds and the company’s local presence.
• Some target markets require a local license that your existing license doesn’t replace.
• Game providers restrict access to certain products in specific territories.
• Agreements with white-label partners and platform providers leave compliance responsibilities unclear.

The license is in place. The infrastructure needed to use it isn’t.

These issues need to be addressed before you apply:

1. Map your target markets and their regulatory status.
2. Assess licensing and market access requirements in each jurisdiction.
3. Where possible, discuss your proposed corporate structure with banks and payment providers before incorporation.
4. Check platform, game content and technical providers for territorial restrictions.
5. Clearly allocate compliance responsibilities in contracts.
6. Develop and implement KYC, AML and responsible gambling policies before onboarding your first player.

🔎 Plan your launch around this sequence:

Target markets → Licensing requirements → Corporate structure → Compliance framework → Payment solutions → Launch.

Leaving these questions until after licensing can mean costly changes and delays just when you expect to go live.

Is your business ready to operate – or only licensed to?