WISEplanning

17/09/2026

📊 Our Market and Economic Update for September is out and it covers:

- Global bond yields moved higher
- Corporate earnings remained strong
- Inflation and interest-rate expectations returned to centre stage
- Geopolitical and energy-market risks also increased

Read it here: https://bit.ly/4hgi4m9

10/09/2026

Our Investment Perspective for September is out 📊 It covers:

- Most investors want higher returns and more reliable returns, and chasing rising trading prices in a boom can damage both
- Bigger is better for return on equity, free cash flow and revenue growth
- Smaller is better for the debt servicing ratio, the dividend pay-out ratio and maintenance capital expenditure
- More of what strengthens a business and less of what increases risk, applied consistently

Read: https://bit.ly/4ienb8C

02/09/2026

$260 million withdrawn from KiwiSaver in a single month 💰

With early withdrawals being driven largely by first-home purchases and financial hardship, the latest figures are a reminder that financial planning has to account for both the future and the realities of life today.

Building financial independence means creating resilience, flexibility and options — so when life changes, your finances are better positioned to change with it. https://bit.ly/4cFuFht

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

27/08/2026

From the big picture to the finer details, your finances work best when everything works together 📊

At WISE Planning, we bring financial planning, investments, insurance, property, cashflow, business strategy and mindset alignment under one roof — helping you make smarter decisions today while keeping the life you actually want firmly in sight.

Because the plan should fit your life, not the other way around ✨

💻 www.wiseplanning.co.nz
☎️ 0800 11 90 80
📧 [email protected]

19/08/2026

📊 Our Market and Economic Update for August is out and it covers:

- AI earnings delivered, but investors became far more selective
- US corporate earnings broadened beyond the “Magnificent Seven”
- Interest rates and bond yields re-emerged as the biggest risk to trading prices
- Middle East tensions and energy markets saw increased volatility

Read it here: https://bit.ly/45Demxy

12/08/2026

Our Investment Perspective for August is out. 📊 It covers:

- Return on Invested Capital (ROIC) above 15%, sustained over many years, is the benchmark for a genuinely quality business
- Return on Equity (ROE) of 15-20%+ only counts if it’s achieved without excessive leverage
- Consistently positive, growing free cash flow and disciplined capital allocation matter as much as the headline return
- These measures are most powerful viewed together, over decades, not chased in any single year

Read it here: https://bit.ly/4wR0QlO

06/08/2026

What if the finish line wasn't retirement... but freedom? 🎢

Freedom to spend your days doing more of what makes you smile, with the people who matter most. The right financial plan isn't just about growing wealth—it's about creating the life you want to live while you can truly enjoy it.

💻 www.wiseplanning.co.nz
☎️ 0800 11 90 80
📧 [email protected]

29/07/2026

📊 Our Market and Economic Update for July is out and it covers:

- June in numbers: Dow Jones up 2.52%, S&P 500 down 1.06%, Nasdaq down 2.81%
- AI capital expenditure is now a balance sheet event, with Alphabet raising US$85 billion from the market rather than self funding from retained earnings
- Electricity and grid infrastructure are becoming the binding constraint on AI growth, broadening the opportunity well beyond technology stocks
- New Zealand GDP up 0.8% in the March 2026 quarter, led by services, exports and gradually improving consumer confidence

Read it here: https://bit.ly/45zkuqp

22/07/2026

Our Investment Perspective for July is out. 📊 It covers:

- Owner earnings measure the cash actually left for shareholders, not the accounting profit
- The key split: maintenance capital expenditure to stay competitive, versus growth capital expenditure that builds future earnings
- What to look for: recurring cash flows, pricing power, high returns on invested capital, and consistent growth in owner earnings per share
- Over the next three to five years, this is the measure that separates the AI winners from the AI spenders

Read it here: https://bit.ly/3ROytWa

15/07/2026

Trade shapes far more than exports — it influences jobs, investment, productivity, and long-term economic resilience 🌏📈

As New Zealand navigates an increasingly complex global economy, discussions around how we approach international trade and economic strategy are becoming more important than ever. Thoughtful policy today can help create stronger opportunities tomorrow. https://bit.ly/4fhIJOm

Brian Easton says there is a strong case to be made that the Ministry of Foreign Affairs and Trade is the government agency that has contributed the most to New Zealand’s economic growth