Hybrid Funder

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Hybrid Funder Business funding & MCA options through third-party providers. Not a direct lender. No personal loans. Serving all 50 U.S. states remotely. states and Canada.

Approval, costs & terms vary. Apply: https://www.hybridfunder.com | (347) 201-2367 Hybrid Funder connects business owners with trusted funding partners and investors for merchant cash advances and other business funding options across all 50 U.S. Led by John Tinaz, our team brings more than 15 years of MCA experience to helping businesses explore offers, organize documents, and communicate with funding providers. We focus on clear explanations of costs, terms, and the steps ahead. Starting requirements: at least 3 months in business and $10,000 in monthly business revenue. Have your 4 most recent months of business bank statements ready. Additional provider criteria apply; meeting these minimums does not guarantee approval. Apply online: https://www.hybridfunder.com/business-funding-application
Learn about factor rates and funding: https://www.hybridfunder.com/merchant-cash-advance-resource-center

ISOs and referral partners: explore our investor network, syndication capabilities, and submission support at https://www.hybridfunder.com/funding-partners

Hybrid Funder is operated by Tinaz Enterprises LLC d/b/a Hybrid Funder. We coordinate submissions and communications; the third-party provider determines approval, amounts, costs, terms, and funding timelines. We may receive compensation for arranging funding and managing the process. Funding is for business purposes only. We serve clients remotely. Our mailing address is 224 W 35th St, Suite 500, New York, NY 10001; no in-person appointments at this address. Call (347) 201-2367 or email [email protected]. Monday–Friday, 10 a.m.–5 p.m. Eastern. Please do not send SSNs or bank statements through Facebook messages or comments.

10/30/2026

Contractors: a booked job and an unpaid invoice can put cash flow on different clocks.

Explore business funding and apply: https://www.hybridfunder.com/business-funding-application?utm_source=facebook&utm_medium=organic_social&utm_campaign=owner_film_oct2026

Watch Built One Job at a Time. Materials, payroll and customer payments do not always line up. Compare total cost, fees and the payment schedule before choosing funding. Our team can help with your submission and next steps.

AI-generated commercial, not an actual customer testimonial. Business funding only; no personal loans. Third-party provider approval, costs and terms apply.

Verify the rules behind an offer.Identify the provider: Know the legal business offering the financing.Check official gu...
10/30/2026

Verify the rules behind an offer.

Identify the provider: Know the legal business offering the financing.

Check official guidance: Use current Texas regulator information.

Review the agreement: Ask how applicable rules affect your actual offer.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/texas-mca-law-hb700-impact?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

The equipment quote is only the beginning.Asset details: Model, age, condition and supplier quotation.Ready-to-use cost:...
10/29/2026

The equipment quote is only the beginning.

Asset details: Model, age, condition and supplier quotation.

Ready-to-use cost: Delivery, installation, training and initial setup.

Ongoing cash needs: Maintenance, insurance and proposed payments.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/how-to-qualify-for-equipment-financing?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

A machine’s purchase price is only part of the funding decision.Compare the payment with realistic collected cash, insta...
10/28/2026

A machine’s purchase price is only part of the funding decision.

Compare the payment with realistic collected cash, installation costs, downtime and operating expenses. Our new equipment guide includes a worked example and a slower-collections test.

Read: https://www.hybridfunder.com/merchant-cash-advance-resource-center/equipment-funding-compare-the-payment-with-the-cash-it-can-produce

Educational business-funding information. No personal loans. Hybrid Funder connects businesses with third-party providers; we are not a direct lender. Provider approval, costs and terms apply.

Compare equipment funding payments with collected cash, operating costs and installation timing. Use a worked example and a slower-collections test.

Payroll can be due before an invoice clears—even when a business is profitable.Our new guide walks through a cash-gap ex...
10/28/2026

Payroll can be due before an invoice clears—even when a business is profitable.

Our new guide walks through a cash-gap example, delayed collections and a practical planning checklist before adding a funding payment.

Read: https://www.hybridfunder.com/merchant-cash-advance-resource-center/payroll-due-before-invoices-clear-a-business-cash-flow-plan

Educational business-funding information. No personal loans. Hybrid Funder connects businesses with third-party providers; we are not a direct lender. Provider approval, costs and terms apply.

Payroll due before invoices clear? Use a worked cash-gap example, delayed-collection test and payment comparison to plan business funding responsibly.

Compare structures on the same questions.Structure: MCA: receivables purchase.SBA-backed loan: loan.Economics: Compare n...
10/28/2026

Compare structures on the same questions.

Structure: MCA: receivables purchase.

SBA-backed loan: loan.

Economics: Compare net proceeds, total cost and payment dates.

Fit & availability: Review criteria, timing and written terms.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/merchant-cash-advance-vs-sba-loan-2026?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

Connect restaurant funding to a specific use.Define the need: Equipment, inventory or a documented timing gap.Calculate ...
10/27/2026

Connect restaurant funding to a specific use.

Define the need: Equipment, inventory or a documented timing gap.

Calculate the full cost: Include setup, downtime and cash reserves.

Test operations afterward: Compare payments with realistic restaurant cash flow.

Read the full guide: https://www.hybridfunder.com/merchant-cash-advance-resource-center/merchant-cash-advance-for-restaurants?utm_source=facebook&utm_medium=organic_social&utm_campaign=blog_library

Hybrid Funder connects businesses with third-party funding providers. Approval, costs and terms vary. Educational planning guidance, not a funding offer.

Address

160 Pearl Street
New York, NY
10005

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