06/08/2026
Most people have never heard of LexisNexis. But LexisNexis has heard of you.
It is one of the largest data brokers in the world, and it has been quietly building a file on you for years. We are talking about your address history, your employment history, court records, bankruptcies, liens, evictions, professional licenses, and in some cases even your neighbors. It pulls from public records, private databases, and third-party sources — and it compiles all of it into something called a Comprehensive Report.
Here is where it gets real for business owners. When you apply for business credit, funding, or certain contracts, lenders and underwriters are not just looking at your credit score. Some of them are running your name through LexisNexis before they ever pick up the phone. If there is old, inaccurate, or messy data in that file, it can quietly work against you without you ever knowing why.
You have the right to request your own report. The Fair Credit Reporting Act gives you that. Go to lexisnexisrisk.com/consumer and request a copy. Know what is in it. Clean up what is wrong. Your data is your reputation, and in business, your reputation opens or closes doors.
We teach this inside the EBA 4-Tier Business Credit Program because knowing the system is half the battle.
LexisNexis Risk Solutions uses Big Data, proprietary linking and targeted solutions to provide insights that help make organizations more secure and efficient.
