04/07/2026
Most people don’t realise how different the numbers can look when you move from employee to contractor to fractional consultant
And that’s usually where the wobble starts
Not because you’re not capable
Not because the market isn’t there
Not because you’ve got nothing valuable to offer
But because you’re trying to make a big decision without seeing the shape of the money clearly
That’s why we built the Financial Runway Calculator
It lets you compare three scenarios side by side:
Employee
Contractor
Fractional consultant
You can edit the numbers yourself and see what changes
No signup
Nothing stored
Nothing shared
Just a simple way to look at the model before you start pricing from panic
Try it here:
runway.karenfrith.com
Then share what surprised you- that’s where the useful conversations usually start
There’s a moment in almost every fractional conversation where the energy changes. It’s not usually when someone explains what they can do, lists the roles they’ve held, or talks through the scale of the organisations they’ve worked inside.
