JCP - Purchase Asset Service - UK Property

02/11/2026

House price growth at weakest in nearly three years – Nationwide
樓價升幅為近三年來最疲弱 - Nationwide

Average house prices in the UK increased 0.5% year-on-year in October, a slower rate of growth than the previous month.

02/11/2026

英國樓市：氣氛差，數據未必一樣差
對香港買家來說，重點是別被頭條嚇停。

PropertyWire (via PropertyData) points to resilience under the noise. Week 42: 22,100 homes sold subject to contract and 30,300 new listings. Year to date, SSTC is 1.011m (−7.5% vs 2025, but +10.7% vs 2023); net sales after fall-throughs are 778k (−6.5% vs 2025, +13.8% vs 2023). The asking-vs-agreed gap sits at 17.5% (£418k list vs £356k agreed)—in line with the 10-year norm. Stock on 1 Oct 2026: 764k, up year on year.

For careful HK buyers: more stock and a normal negotiate gap mean room to choose—not a reason to panic-buy or freeze.

Want a calm read on what this means for your search? Message us on WhatsApp.


#英國樓 #英國樓市 #香港買家

Property market data for week 42 shows 22,100 homes sold subject to contract, with year-to-date transactions at 1.011 million. The figures reveal a market operating 7.5% below 2025 levels but 10.7% ahead of 2023, challenging negative sentiment surrounding UK property activity.

30/10/2026

英國樓投資有邊幾種做法？

指南列了十種，按風險分開。哪一種適合，視乎你的目的、你能持有幾耐、人在香港管得到幾多。沒有一種是保證回報，也沒有承諾。

你委託之後，JCP 會同你深入傾，睇哪一種策略，或者哪幾種一齊，最適合你。第一次諮詢免費。

指南：www.jubilee-capital.com/uk-property-investment-strategies/
想講下自己的目的同風險，可以 WhatsApp Jimmy：wa.me/85290755228

Which UK property strategies are there?

The guide lists ten, set out by risk. The right one depends on your aim, how long you can hold, and what you can manage from Hong Kong. None of them is a guaranteed return, and none of them is a promise.

Once appointed, JCP has a detailed consultation with you to find which strategy, or mix of strategies, suits you best. The first consultation is free.

Guide: www.jubilee-capital.com/en/uk-property-investment-strategies/
If you want to talk through your aim and risk, WhatsApp Jimmy: wa.me/85290755228

#英國樓 #英國樓市 #香港買家

29/10/2026

人在香港，可以賣英國樓嗎？

可以。文件可以遙距簽。放盤同睇樓，由當地代理做。開價應根據該郵區以往的成交價去判斷，不是一個為了搶到委託而開高的叫價。英國常見：一半物業一年內賣不出，是因為叫價高得不切實際。

JCP 可以做桌面估價，再指示當地代理應該以什麼價格範圍出售。第一次諮詢免費。

指南：www.jubilee-capital.com/sell-uk-property/
想講退場，可以 WhatsApp Jimmy：wa.me/85290755228

Can I sell a UK property while I live in Hong Kong?

Yes. Documents can be signed remotely. A local agent markets the property and does the viewings. The price should come from what has already sold in that postcode — not a higher asking price put there to win the instruction. In the UK, 50% of properties are not sold within a year because the asking price was unrealistically high.

JCP can arrange a desktop valuation, then tell the local agent the price range to sell at. The first consultation is free.

Guide: www.jubilee-capital.com/en/sell-uk-property/
If you want to talk through an exit, WhatsApp Jimmy: wa.me/85290755228

#英國樓 #英國樓市 #香港買家

27/10/2026

租賃業權定永久業權？

永久業權是你擁有樓同地。租賃業權是你擁有一段年期的租約，另要交地租同服務費。英格蘭多數樓房單位是租賃業權。通常不會建議租賃業權，除非價錢低。

年期短的租約（八十年以下）續約更貴，也較難按揭、較難賣。最近因為《租賃及永久業權改革法》，有些租約值得續約——查清續約費用，或「婚姻價值」（marriage value）。第一次諮詢免費。

指南：www.jubilee-capital.com/uk-leasehold-or-freehold/
想講租賃定永久業權，可以 WhatsApp Jimmy：wa.me/85290755228

Leasehold or freehold?

Freehold means you own the building and the land. Leasehold means you own a lease for a set number of years, and you pay a ground rent and a service charge to someone else. Most flats in England are leasehold. Leasehold is not normally recommended unless the price is low.

A short lease, under 80 years, costs more to extend, and is harder to mortgage and to sell. Recently, because of the Leasehold and Freehold Reform Act, some leases are worth extending — check the extension cost, or the marriage value. The first consultation is free.

Guide: www.jubilee-capital.com/en/uk-leasehold-or-freehold/
If you want to talk through leasehold or freehold, WhatsApp Jimmy: wa.me/85290755228

#英國樓 #英國樓市 #香港買家

27/10/2026

【Zoopla：英國約 35% 物業所在郵區樓價下跌——倫敦更軟】
Zoopla: price falls now cover 35% of UK homes — London is softer

Zoopla 最新數據：約 35% 英國住宅落喺樓價下跌嘅郵區（一年前約 12%）。近四星期協議成交按年少約 7%，同時放盤量按年多約 7%——買家選擇多咗，議價空間亦大咗。

壓力集中喺南部同倫敦一帶；英國其他較相宜地區仍有上升。全國平均價掩蓋地區差——「英國樓」從來唔係一個盤。

對香港買家：市況軟唔等於亂入。選擇同談判空間大咗，更要睇清叫價是否合理、地區基本面同持有目標——唔好只跟全國標題。

第一次諮詢免費。WhatsApp +852 9075 5228

Zoopla has produced its latest market snapshot – Price falls spread as sales agreed slump - Zoopla data

27/10/2026

【英國買租盤貸款按年升 25%——再按揭撐起大部分】
UK buy-to-let lending jumps 25% — remortgages do the heavy lifting

UK Finance：2026 年第 2 季，英國買租盤（buy-to-let）新批貸款金額按年升約 25%，至約 £10.7 億鎊；宗數亦升約兩成。

但要睇清背景：去年同期偏低（Stamp Duty 改動前有人提早入市），而且相對今年第 1 季，再按揭略升、用嚟買樓嘅新貸款略跌。再按揭仍係主旋律——大量固定息約到期。

對香港投資者：數字唔等於「而家一定好買」。它反映業主端融資同需求仲有流動，同時息口同法規環境仍然要逐盤核實。

第一次諮詢免費。WhatsApp +852 9075 5228

Buy to let lending rose 25% to £10.7 billion in the second quarter of 2026, with remortgaging boosted by expiring fixed deals and mortgage arrears falling.

27/10/2026

倫敦住宅單位價格以十七年來最快速度下跌
London flat prices fall at fastest pace for 17 years

High mortgage rates, stamp duty and buy-to-let crackdown have contributed to steep drop

27/10/2026

英國新樓同二手樓，點揀？

新樓不一定更穩陣。相對現有樓盤，新樓通常有大約兩成溢價；平均來說，所有成交裡只有約百分之四是新樓。一般有十年建築結構保固。已落成的新樓仍要執漏——會委派合資格測量師做。樓花通常不建議，除非價錢低。

二手樓你可以睇實物，價錢跟該郵區已成交，不跟一個叫價。第一次諮詢免費。

指南：www.jubilee-capital.com/uk-new-build-or-resale/
想講新樓定二手，可以 WhatsApp Jimmy：wa.me/85290755228

New build or a resale?

A new build is not automatically safer. New builds normally carry a premium of around 20% compared with existing stock. On average only about 4% of all transactions are new builds. There is normally a 10-year warranty on the building structure. A finished new build can still need snagging — a qualified surveyor is appointed for that. Off-plan is not normally recommended unless the price is low.

A resale you can inspect, and past sales in that postcode are the price check, not a headline asking price. The first consultation is free.

Guide: www.jubilee-capital.com/en/uk-new-build-or-resale/
If you want to talk through new build or resale, WhatsApp Jimmy: wa.me/85290755228

#英國樓 #英國樓市 #香港買家

26/10/2026

英國買樓邊個城市好？

沒有一個城市適合所有人。視乎你的目的、你能持有幾耐、以你人在香港管理到幾多事情。JCP 的工作集中在倫敦同英國東南，但不限於那裡。伯明翰、曼徹斯特、東北英格蘭、格拉斯哥都做過；其他城市則和當地的採購代理一起做。

不要單憑標題去揀城市。同一座城市，街道同街道之間可以差很遠。第一次諮詢免費。

指南：www.jubilee-capital.com/uk-where-to-buy/
想講下自己的目的，可以 WhatsApp Jimmy：wa.me/85290755228

Which UK city should I buy in?

There is no city that suits everyone. It depends on your aim, how long you can hold, and what you can manage from Hong Kong. JCP’s work is based in London and the South East, but deals are not limited to that. Purchases have been completed in Birmingham, Manchester, the North East and Glasgow; elsewhere, the search is done with a local sourcing agent.

Do not pick a city from a headline. Two streets in the same city can be very different. The first consultation is free.

Guide: www.jubilee-capital.com/en/uk-where-to-buy/
If you want to talk through your aim, WhatsApp Jimmy: wa.me/85290755228