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Perspective Financial Group At Perspective Financial Group, we believe that the best view comes after the hardest climb. Are you

11/04/2026
🚨 Scammers are getting more sophisticated, and the financial toll is growing.Americans reported a record $15.9 billion i...
11/03/2026

🚨 Scammers are getting more sophisticated, and the financial toll is growing.

Americans reported a record $15.9 billion in scam losses last year, up 25% from the year before. And the real number may be much higher, since many victims never report what happened.

⚠️ The problem is also widespread: 98% of Americans surveyed said they believe scammers have targeted them, and 3 in 10 said they’ve personally lost money or information.

Recovering stolen funds can be difficult, especially when someone is tricked into authorizing a payment. Victims may also be targeted again by criminals claiming they can recover the original loss for a fee.

🔐 If someone contacts you unexpectedly about money, an investment, or recovering funds you’ve already lost, slow down before sending anything. Verify who you’re dealing with through a trusted source, and be especially cautious if there’s pressure to act quickly.


Source:

Virtually every American has been targeted by scammers in some way, exclusive new polling data shows.

11/02/2026

Did you know that November is Military Family Month?

This is a special time to recognize and appreciate the strength, sacrifices, and resilience of military families who support our service members every day. Their dedication keeps our communities and country strong despite challenges and long separations.

🙏To all the military families: thank you for your love and unwavering support. Your commitment does not go unnoticed.

If you’re a military family needing financial guidance, don’t hesitate to contact us. We’re here to help.

🛠️ The richest person in your town probably isn't a tech founder or someone in finance. It's more likely the dentist run...
10/27/2026

🛠️ The richest person in your town probably isn't a tech founder or someone in finance. It's more likely the dentist running four offices, or the owner of the HVAC company whose trucks are everywhere.

New research from economists Owen Zidar and Eric Zwick, based on IRS and Treasury data, found nearly 5 million U.S. households worth at least $5 million, holding combined wealth more than 13 times that of the Forbes 400.

A few patterns stood out:
➡️Most started their business themselves rather than inheriting it
➡️Most run ordinary, brick-and-mortar businesses rather than tech or finance
➡️Independence mattered more to them early on than getting rich ever did

🌭 Case in point: Dick Portillo started a hot dog stand in 1963 with just $1,100. Decades later, he sold the business he'd built for $1 billion.

Building wealth often looks much more ordinary and attainable than the headlines suggest. If growing or eventually stepping back from a business is part of your picture, that's worth talking through together.


Source:

Getting rich in the U.S. is still possible, but the most common path to wealth doesn't involve working for other people, according to a new book.

🎂 Japan just crossed a milestone: for the first time, more than 100,000 people there are age 100 or older.According to t...
10/20/2026

🎂 Japan just crossed a milestone: for the first time, more than 100,000 people there are age 100 or older.

According to the country's Health and Welfare Ministry, Japan now counts 107,677 centenarians, up nearly 8,000 from the year before. Almost 88 percent are women. The country's oldest resident, Kyoto's Fuyo Kishimoto, recently turned 114.

🎌 Officials point to progress in medical care, along with healthier lifestyles and diet, as part of what's driving the trend. And Japan isn't alone; life expectancies have been rising in many countries over the past several decades.

It's a good reminder of how many more years many of us may be around for, and why that's worth factoring into conversations about the road ahead, from healthcare to how a longer stretch of years gets supported financially.

That's exactly the kind of long-term thinking we like to talk through together.


Source:

The number of people aged 100 or older in Japan has surpassed a record 100,000 this year. The latest figures from Japan's government underscore the country’s rapid aging and population decrease.

The average college senior graduates with credit card debt. How will your kids manage money?
10/13/2026

The average college senior graduates with credit card debt. How will your kids manage money?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

🏠 Higher mortgage rates are pushing some homebuyers to look for lower-cost alternatives.The average rate for a 30-year f...
10/05/2026

🏠 Higher mortgage rates are pushing some homebuyers to look for lower-cost alternatives.

The average rate for a 30-year fixed mortgage rose to 6.79%, while the average rate for a 5/1 adjustable-rate mortgage fell to 5.94%.

That gap is drawing more attention to ARMs, which made up 8% of mortgage applications last week, their highest share in five weeks.

🔑 The tradeoff is that an ARM’s rate can change later, which means the lower initial rate may come with more uncertainty down the road.

For buyers comparing mortgage options, it’s worth looking beyond the starting rate and understanding how the loan could change over time.


Source:

Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.

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3500 Depauw Boulevard, 2042
Indianapolis, IN
46268

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